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As you embark on the next stage of your career, know that Harvard FCU is here to help you. Harvard FCU is a not-for-profit cooperative…
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If you’re currently managing the challenges of student loan repayment, you’re certainly not alone. Paying off student loans isn’t fun, but it can be easier…
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Harvard FCU’s unique mortgage for Medical and Dental Professionals. You have worked hard to get where you are and Harvard FCU recognizes the unique characteristics…
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Are you ready for something better? As part of the Harvard University community, you have access to world-class benefits including membership in Harvard’s not-for-profit financial cooperative,…
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Here are the important details of your Harvard Alumni World MasterCard® Click here for the full card agreement. Interest Rates and Interest Charges Annual Percentage…
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Here are the important details of your Platinum Rewards MasterCard® Click here for the full card How We Will Calculate Your Balance: We use…
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Here are the important details of your Platinum MasterCard® Click here for the full card agreement. Interest Rates and Interest Charges Annual Percentage Rate (APR)…
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We should all aim to build strong financial skills at every age and every stage of our lives – but when you’re a new parent, the importance of money management reaches a whole new level. While having a baby is first and foremost a wonderful and exciting moment, it also comes with additional costs and […]

Did you know that early fall is the most popular time of the year to get married? It’s true, which means that December isn’t just the season for holidays – it’s also the season for recently wedded couples to make sure they’ve ticked off everything on their newly married financial checklist.

With the winter storm season close at hand, now is an excellent time to review your family’s disaster preparedness plan. Being ready for an emergency situation doesn’t just mean having a first aid kit, adequate blankets and a pair of snowshoes – it’s also important to consider your financial preparedness for a disaster.

There’s so much to think about when it comes to buying a home! Before you decide on a price point and start shopping for your new abode, it’s a smart idea to consider the upfront costs of homebuying – including down payment, closing costs, optional attorney fees and so on. Buying a home is likely […]

Harvard FCU’s current Credit Card rates as of . Current Rates Annual Percentage Rate (APR) for Purchases Platinum MasterCard® % intro APR for the first…
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What goes into FICO® Scores? Whether you’re applying for a credit card, mortgage, or auto loan, there’s a good chance your lender is using FICO®…
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will be waived if more than one active deposit, credit card or loan account exists within the member number, or if share savings account…
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No Annual Fee% Intro APR on purchases and balance transfers for the first 12 months2. After that, variable rates as low as % to %…
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Your first credit card can be a step toward your financial future. Whether you're applying for your first credit card or looking to establish credit…
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Important Notice Regarding Your Personal Information Download a PDF of Harvard FCU's Privacy Policy here. Revised Feature Coming Soon Harvard FCU Card Center periodically…
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Membership Disclosures Understanding Your Account Schedule of Fees NCUA Insurance Coverage Overdraft Coverage Options Your Privacy Funds Availability Policy Business Banking Terms and Conditions Harvard…
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Need to skip a payment? For a $30.00 fee you can skip a payment on either a loan or a credit card and give yourself…
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Applications & Forms Find all of our online applications and forms in one place. Learn More Rates & Fees Go here for links to the…
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Whatever your savings goal, we’ll help you get there. Club Savings Accounts Club Savings Accounts are an easy way to save automatically for a specific…
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If you’re a current military service member or if you’ve served in the past, you and your family are entitled to certain financial benefits. However, many military service members don’t realize all the programs that are available and how to take advantage of these great financial perks.

Meet with our Branch Team Click below to meet in-person, over the phone or via video with a member of our Harvard Square branch team.Click…
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Going shopping? Here is what you should do first.   1. Get Pre-Approved at Harvard FCU. Getting pre-approved is easy using our simple online application. You…
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Savings Home Loans Auto Loans Other Loans Credit Cards
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Passwords & PINs Accessing some of the Credit Union’s services will require knowing some key pieces of information. Here are some of the main things…
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Staying in Touch We always love to see our members at our branches, but when that’s not an option, here are some other ways to…
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Helpful Resources Harvard FCU is committed to the financial literacy and wellness of our members as well as making your experiences with us as simple…
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Loans & Credit Cards Harvard FCU members enjoy easy access to credit with a wide range of consumer-friendly borrowing options. Home Loans: Home Financing is…
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Savings Accounts In the process of joining Harvard FCU, you opened a Share Savings Account. This basic savings account represents your ownership share in the…
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Branches & ATMs In addition to Harvard FCU’s own branches and ATMs, members have access to nationwide networks of shared branches and ATMs. Harvard FCU…
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Online & Mobile Access Harvard FCU offers comprehensive 24/7 access to your accounts across multiple platforms making it easy for you to access Harvard FCU…
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Checking Accounts One of the best ways to maximize your Credit Union membership is by setting up direct deposit to an Harvard FCU checking account.…
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Welcome to Harvard FCU! All of us at Harvard FCU are excited to welcome you to the Credit Union family. Becoming an Harvard FCU member…
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You probably know a lot about banks, but you might not be as familiar with credit unions. Credit unions are not-for-profit financial cooperatives that exist…
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Harvard FCU strives to enhance our communities and create solutions for social, environmental and economic issues. The Credit Union believes being an active and socially…
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Harvard FCU mortgage experts will help unlock the door to your dream home. Harvard FCU lends on properties located in all New England States and…
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We work with borrowers and their families in the event of the total and permanent disability of the primary borrower. If you have a total…
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It’s your first home, but it’s not our first mortgage. Harvard FCU is here to help you through every stage of the process. How Much Can…
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Get familiar with online banking. Watch the videos below for an overview of online banking, or click through the accordions to learn more about Online…
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