Business Banking Eligibility
If you are the sole owner of your business, you can use your individual eligibility to qualify your business for membership. To find out how you qualify, visit our eligibility page!
If you are not the sole owner of your business, there are two ways to qualify your business.
- Geographically: If your business is located in one of our eligible census tracts, it qualifies for membership. For a map of covered areas, click here, and to look up your address, click here!
- Join the American Consumer Council (ACC): The other way to qualify is for your business to join the American Consumer Council (ACC). Membership in the ACC provides an additional path for your business to qualify for Harvard FCU membership.
Select the option that makes sense for you within the application, and we will take you through the process step by step.
To find your census tract, enter your address here.
Essex County, MA Census Tracts: 25009202104, 25009205200, 25009205500, 25009205600, 25009205700, 25009205800, 25009205900, 25009206000, 25009206100, 25009206200, 25009206400, 25009206500, 25009206600, 25009206700, 25009206800, 25009206900, 25009207000, 25009207100, 25009207200, 25009208301, and 25009208302
Middlesex County, MA Census Tracts: 25017336404, 25017339101, 25017339700, 25017339900, 25017341200, 25017341301, 25017341400, 25017341500, 25017341600, 25017341700, 25017341800, 25017341901, 25017341904, 25017342101, 25017342102, 25017342201, 25017342202, 25017342301, 25017342302, 25017342401, 25017342402, 25017342501, 25017342502, 25017342600, 25017350106, 25017350107, 25017350108, 25017350109, 25017351203, 25017351403, 25017351404, 25017351500, 25017352101, 25017352102, 25017352200, 25017352300, 25017352400, 25017352500, 25017352600, 25017352700, 25017352800, 25017352900, 25017353000, 25017353101, 25017353102, 25017353200, 25017353300, 25017353700, 25017353800, 25017353900, 25017354000, 25017354100, 25017357400, 25017359400, 25017370201, 25017370301, 25017370302, 25017370403, and 25017373100
Norfolk County, MA Census Tracts: 25021400100 and 25021400202
Suffolk County, MA Census Tracts: 25025000102, 25025000201, 25025000202, 25025000301, 25025000302, 25025000401, 25025000502, 25025000503, 25025000505, 25025000506, 25025000603, 25025000604, 25025000701, 25025000703, 25025000704, 25025000805, 25025000806, 25025000807, 25025010103, 25025010104, 25025010204, 25025010205, 25025010206, 25025010300, 25025010403, 25025010404, 25025010405, 25025010408, 25025010500, 25025020301, 25025020304, 25025030301, 25025030302, 25025040200, 25025040600, 25025040801, 25025050101, 25025050200, 25025050300, 25025050400, 25025050500, 25025050600, 25025050700, 25025050901, 25025051000, 25025051101, 25025060603, 25025060604, 25025060700, 25025061000, 25025061101, 25025061201, 25025061203, 25025070102, 25025070103, 25025070201, 25025070202, 25025070402, 25025070502, 25025070600, 25025070801, 25025070802, 25025070901, 25025070902, 25025071101, 25025071201, 25025080100, 25025080300, 25025080401, 25025080500, 25025080601, 25025080801, 25025080900, 25025081001, 25025081101, 25025081102, 25025081200, 25025081301, 25025081302, 25025081400, 25025081500, 25025081700, 25025081800, 25025081900, 25025082000, 25025082100, 25025090100, 25025090200, 25025090300, 25025090400, 25025090600, 25025090700, 25025090901, 25025091001, 25025091100, 25025091200, 25025091300, 25025091400, 25025091500, 25025091600, 25025091700, 25025091800, 25025091900, 25025092000, 25025092101, 25025092200, 25025092300, 25025092400, 25025100100, 25025100200, 25025100300, 25025100400, 25025100500, 25025100601, 25025101001, 25025101002, 25025101101, 25025101102, 25025110104, 25025110201, 25025110301, 25025110401, 25025110403, 25025120500, 25025130406, 25025140102, 25025140105, 25025140106, 25025140300, 25025140400, 25025160102, 25025160103, 25025160200, 25025160300, 25025160400, 25025160501, 25025160502, 25025160601, 25025160602, 25025170101, 25025170102, 25025170200, 25025170301, 25025170302, 25025170400, 25025170502, 25025170503, 25025170504, 25025170601, 25025170701, 25025170702, 25025170800, 25025180101, 25025980300, 25025981501, 25025981502, and 25025981800