Choose from a variety of unique loan options that can be customized to fit your specific needs.

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Debt Consolidation Loan

Instead of making multiple payments to various creditors, you’ll make only one payment to Harvard FCU.

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Mass Save HEAT Loan

Through Harvard FCU, you can obtain a 0% APR loan to assist with the installation of qualified energy efficient home improvements.

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Holiday Loan

With no waiting, no long applications, and no high-interest credit card bills to pay, our Holiday Loan will put some cheer back into your season.


Vacation Loan

Need a little extra cash to make this year’s vacation the best ever? Apply for the Vacation Loan from Harvard FCU!

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Solar Financing

Find out why purchasing your own system can be a good option and how much you can save in the process.

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Secured Loans

Use your Harvard FCU savings to secure funds for today, without sacrificing what you’ve saved for tomorrow.

Harvard FCU Town Hall


HUCTW and Harvard Federal Credit Union have partnered to offer a special loan for members!

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Personal & Specialty Loan Rates

View the current rates on all Harvard FCU Personal and Specialty Loans.