Savings Accounts

In the process of joining Harvard FCU, you opened a Share Savings Account. This basic savings account represents your ownership share in the Credit Union. Harvard FCU also offers a range of multi-purpose savings options for more specific member needs, including:

  • Certificates (CDs) – With Term Share Certificates, you’ll earn the Credit Union’s highest rates of return for committing to a longer-term savings.
  • IRAs – With Individual Retirement Accounts, you’ll enjoy unique tax incentives, like compounded interest that grows tax deferred.
  • Money Markets –  Harvard FCU’s Money Market Accounts allow members to earn higher rates for maintaining higher balance without giving up easy access to funds.
  • Clubs  –  Club Savings Accounts are an easy way to save automatically for a specific need including holiday shopping and travel expenses.