Ready to get started? Join the Credit Union movement today!

Our quick and easy online application will allow you to open your initial share savings and checking, and other deposit accounts. After account opening, you will be provided with a Harvard FCU member number. Once you have your member number, you can use it to access your accounts online and start taking advantage of the many benefits and services offered by Harvard Federal Credit Union.

Here’s what you’ll need to provide when you join online:
  • Valid Social Security #
  • Valid government issued ID #
  • Date of Birth
  • Address, Email address and phone number
  • Work ID (if applicable)
  • Your mobile phone

Individuals without Social Security numbers and/or that are subject to backup withholding need to apply for membership in person at a Harvard FCU branch.

Join In Person

If you are unable or would prefer not to apply online, stop by any of our Boston or Cambridge branch locations to join in person.

Feel free to contact us for more information on Credit Union membership, or any of our other services.

Meet Harvard FCU

Learn more about the philosophy and structure unique to Harvard Federal Credit Union.


Harvard FCU membership is available to many Harvard affiliated organizations. Find out if you qualify.