Online Banking from Harvard FCU is the quick, easy, and dependable way to bank.

Getting Started

Enrolling in Online Banking is easy. To access your accounts online for the first time, all you will need is your Harvard FCU member number and the last four digits of your social security number. Simply click the enroll button and follow the instructions to setup your Online Banking access. Once you’re logged in, you’ll be able to start using bill pay, e-statements, mobile banking, and all the powerful features that Online Banking has to offer.

Secure Access Codes

The first time you access Online Banking, you will be prompted to receive a Secure Access Code, a one-time PIN used to verify your identity. You can have your Secure Access Code delivered by text message or phone call, depending on what information is available on your account. When you enter your code, you can choose to activate your computer for later use. This will allow you to log in without a Secure Access Code in the future from that computer.

Explore the benefits of Online Banking.

Mobile Bill Pay large icon

Bill Payment

A simple and secure solution for managing your bills online.

E-Statements icon


The more convenient, eco-friendly option for accessing your statements.


Mobile Apps

A virtual Harvard FCU branch, in the palm of your hand.

mental and financial health

Mobile Deposits

Use your smartphone to easily deposit checks from wherever you are.


Digital Wallet

A simple, secure and private way to make purchases.

Personal loan icon


Send and request money through Zelle using your online account.

Online Banking User Guide

Save smarter with our Smart Rewards Savings accounts!
Protect what you love with our digital estate planning tools!
Prepare for your future with our education loans!
Receive free certified financial counseling through our partners at GreenPath