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Achieving financial wellness looks different for every person, every age and every stage. Read on for a few key financial milestones to keep front-of-mind as your life, your finances and your money goals mature. 

Got yourself an exciting summer internship? Congrats! But, before you go out and spend all your recently earned income, read on for a few smart-money ideas on what to do with your first paycheck.

On June 19th, people across the country commemorate the end of slavery in the United States by celebrating Juneteenth. This important federal holiday is an opportunity to recognize humanitarian progress throughout history, while also considering how systemic inequalities continue to impede financial freedom today.

In honor of Pride Month, Harvard FCU is exploring the unique financial challenges faced by members of the LGBTQ+ community and sharing a few solutions to help.  

Each year, Harvard FCU gives out college scholarships to support the children of our members. This year, we received 110 applications from high school seniors for the scholarship.  A volunteer scholarship review committee composed of our members chose ten students to each receive the $1,500 scholarship.   Craig Leonard, President and CEO of the Credit Union, […]

Earning more money is fantastic—but without the right financial mindset, you may find yourself saving less, spending more, and facing a brand new set of money challenges. What to do? Read on for a few tips about how to avoid lifestyle inflation as your income grows. 

May is Small Business Month — Let’s Talk Banking It’s Small Business Month, which makes now a great time to take a step back and check in on one of the most important (but often overlooked) parts of your business: your bank.

In recognition of Memorial Day, Harvard FCU is proud to provide tailored financial advice for active duty military personnel and veterans.   

Congrats to the Class of 2025! Read on for a quick guide for recent grads on managing student loans, building credit, and getting the strongest possible financial start now that school’s done.  

With economic headwinds on the horizon, many households are concerned about the affordability of items—and may be considering making more “buy now, pay later” purchases. In fact, a recent survey found that around one in four Americans have used a buy now, pay later service to shop for groceries.  

Mental Health Awareness Month is an annual opportunity to discuss mental health and promote wellbeing from every angle—including finance. What’s the connection between mental health and financial health, and how can we reduce our financial stress to increase our mental wellness? This May, celebrate Mental Health Awareness Month with a few tips from Harvard FCU […]

From budgeting to bills to loan repayments—staying on top of your finances is no easy feat! Luckily, automation tools make financial management a little easier. Here are six benefits of automating your finances.   

Whether you’re planning a vacation, eyeing up a new vehicle or just getting ready for some warm-weather fun, now is the time to start saving for summer. With a little bit of budgeting and few tiny tweaks to your spending, you’ll be banking the big bucks in no time.  

If it feels like there’s never quite enough to cover everything, you’re not alone. A quarter of American households are living paycheck to paycheck, according to Bank of America—making it harder than ever to stay on top of monthly bills. With inflation stretching budgets thin, many people are facing impossible choices about which expenses to […]

Harvard FCU is committed to making a positive impact on our members’ lives and building a more prosperous world for the communities we serve. In celebration of Earth Day, here’s a quick look at how Harvard FCU supports sustainability in your finances!  

Harvard FCU is committed to making a positive impact in our members’ lives and across the communities we share. The Credit Union gives back in a number of ways: from partnering with local organizations, to supporting charitable initiatives, to joining community outreach events as a team. Read on for a closer look at how Harvard […]

They say April showers bring May flowers—but what’s the best move when the forecast indicates a chance of financial storms? This month we’re sharing a few tips on how to shore up your finances when economic uncertainty is on the horizon.

Harvard FCU is here. At Harvard FCU, we know that life happens in in-betweens--not just in milestones but in moments--and we're here to help our…
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Buying a car is one of the biggest financial choices you’ll make. While the overall inventory situation has improved, many are still experiencing sticker shock at the car lot when it’s time to shop. 

Your finances aren’t so different from your home when it comes to spring cleaning! Now is the perfect time to declutter, get organized and refresh your financial goals; so read on for five steps that will have your finances feeling fresh and clean for the remainder of the year.  

Choosing the right financial institution can make a big difference when it comes to getting the best possible support, service and rates. If you’re trying to decide between a bank or a credit union, here are six benefits to joining a credit union as opposed to working with a traditional bank. 

As we reflect on 2024 and the pressures of the financial landscape, we are proud of the growth that Harvard FCU achieved. Thanks to our team’s resilience and strategic focus, we have achieved notable membership growth, an increase in loans serviced, and a positive shift in deposit activity as rates have begun to ease—laying a […]

As basketball fans fill out their tournament brackets in preparation for March Madness, now is the perfect time to make a game plan for your finances. From prioritizing expenses to managing savings, here’s how to create a March Madness-inspired budget that will have you winning the financial game.  

We all know credit is important and that having a higher credit score is better for your financial health. But what does your numerical score really mean? How is it calculated and how can you improve your score? Read on for a quick look at the five credit score ranges.  

Great news! Harvard FCU is now partnering with Savvy Money to offer members a quicker, easier way to monitor their financial health. What is Savvy Money and how can it improve your financial know-how and your credit? Read on to learn more. 

Harvard FCU is here. At Harvard FCU, we know that life happens in in-betweens--not just in milestones but in moments--and we're here to help our…
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Did you make a New Year’s Resolution to improve your financial health? With February coming to an end, now is the time to get your finances in tip-top shape for the rest of the year. To make sure you’re not budgeting based on bad science, here are seven financial myths to watch out for. 

Harvard Federal Credit Union is pleased to announce an exciting new partnership with Savvy Money, offering members free access to their credit score and full credit report directly through our online banking platform. This integration allows you to easily monitor your credit health and stay informed about your financial status—whenever you need it. With this […]

Staying on top of your credit score has never been easier. We've partnered with Savvy Money to provide you access to your credit score and…
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Understanding Credit Counseling and Its Benefits  Feeling overwhelmed by debt? You’re not alone. With Americans collectively owing a record $1.17 trillion on their credit cards, many individuals are seeking ways to manage their financial burdens. The stress of mounting bills, high-interest rates, and the constant worry about making ends meet can take a significant toll on your […]

Hoping to improve your financial health in 2025? Debt management is one of the best places to begin the journey. By paying down existing debt and taking steps to avoid debt in the future, you’ll be much closer to that clean bill of financial health. Read on for a few debt management tips to get […]

Healthcare expenses can lead to a range of medical debt, from hospital stays and regular doctor’s visits to dental procedures, veterinary bills, and even eye exams. Most medical providers offer payment plans with low or no interest charges, but not everyone is aware of those options. Unfortunately, some providers may actively push you away from these […]

Whether you’re dealing with high interest credit card bills, medical expenses, student loans or personal loan debt, consolidating can make it easier to keep track of your payments and save money. Consolidating is a way to simplify your finances and reduce the stress of managing multiple debts, but it pays (literally) to do your research […]

If you’re planning to make a major purchase in 2025, it’s important to understand your financing options. From buying a car, to purchasing a house, to paying for a college education—finding the right loan (and working with the right loan officer) is critical to ensure you get the best possible rate over the long term. […]

While it’s never a bad time to review the state of your finances, January is an especially good opportunity for an in-depth financial examination. To help you start the year off right, here’s a simple three-step process you can use to conduct a quick yet thorough review of your financial health.  

Looking to make a fresh financial start in 2025? Joining a credit union is a great way to enjoy great rates, personalized service, and a community-oriented banking atmosphere. Read on to learn what makes a credit union unique, and what benefits members can enjoy. 

Foundations of Generational Wealth  What is Generational Wealth?  With the cost-of-living increasing year after year, wages staying stagnant, and the wealth gap widening to unprecedented heights, generational wealth has been a hot topic. Generational wealth transfer is crucial for long-term financial stability within families, highlighting disparities in wealth transfer and the importance of effective estate […]

As the year winds down, it’s the perfect time to press pause and reflect on your financial journey over the past twelve months. Conducting an end-of-year financial review isn’t just about numbers—it’s about gaining insight into your progress and setting the stage for a stronger financial future. Let’s dive into some practical steps to help […]

Ready to make a fresh start financially in the new year? Here’s how to create a debt payoff strategy so you can pay those bills, stop accruing interest, and start improving your credit score.