Search Results for: loan

It’s that time of the year again, and no I’m not talking about taxes. I’m talking about financial literacy month! Introduced by the National Endowment for Financial Education (NEFE) over two decades ago, financial literacy month is now celebrated across the nation as a time to shore up your financial knowledge and make sure your […]

HUECU hosted its annual THRIVE Home Buying Forum the first week of March, welcoming over 500 participants across three days of sessions – a record setting number for the Credit Union! Participants took place in three virtual sessions: Real Estate Market Trends; a panel discussion with home buying experts; and the Home Buying Process. A […]

In many commercials or ads for loans, you may hear something like “rates subject to credit approval” or “upon credit approval”. But what does that actually mean for you?

The scent of spring is in the air which can only mean one thing – it’s tax season! While trying to understand the ins and outs of filing taxes can feel like learning another language, there are really only a few key terms you need to know. One of these is the standard deduction. What […]

Harvard FCU offers free workshops and webinars on a variety of financial topics. You do not have to be a member of the Credit Union…
Read more...

This blog post was written by Student Advisory Council member, Eddie Richardson.

Buying a house is one of the biggest investments you’ll ever make, so for most homeowners, maintaining a robust insurance policy is a must. But what exactly is homeowners insurance and how can you choose the right policy?

Looking to minimize student debt? One option is to explore both on- and off-campus housing options.

Is this the year you rev up your car budget? If so, you have probably started looking at your finances, what you want, and what you can afford. Our partners at GreenPath Financial Wellness also have some advice. 

If you’re applying for a mortgage, you need to prove to your potential lender that you’re a responsible borrower who will be able to pay back the money you’re loaned. Therefore, an important part of the mortgage approval process involves demonstrating poof of income.

HUECU’s Winter Town Hall was virtually held on Friday, February 11th, with President and CEO Craig Leonard! Keep reading for a brief recap and click here to view the full recording of the event.

As the inflation spikes of 2021 continue to impact the cost of groceries, cars, apparel and more, many Americans are wondering what it all means for prospective homebuyers. If you’re in the process of buying a home or you foresee a property purchase in the near future, inflation could play a role in what’s available […]

Wherever you are on your financial journey, making the choice to get out of debt is a game-changer, and these five tips from our partners at GreenPath are helpful first steps to getting out of debt.

We might have good intentions when it comes to creating a realistic budget and sticking to it, but life happens. Sometimes no matter how well we plan, it can be tough to manage through unexpected financial challenges like a sudden change in income, rapidly rising prices, or an emergency-related expense.

Learn to live your best money life with HUECU’s new financial wellness platform: THRIVE.

COVID-era relief extensions are in the news and getting prepared with the best options to handle your student loan debt will help reduce stress.

December is one of the most joyous times of the year, but it can also be one of the most stressful. From holiday parties, to buying gifts for everyone in the family, to traveling out of state or even out of country, it’s no wonder that so many people need a dedicated stress-recovery strategy once […]

 The credit union offers three Home Equity Line of Credit Products.   You can find below the Important Terms of Our Home Equity Line of Credit…
Read more...

Credit Disability Insurance: A voluntary payment protection product available to eligible borrowers at group rates. This insurance helps make monthly loan payments if the insured…
Read more...

In the past few years, there has been an explosion of alternative payment options. Installment payments services like Afterpay, Klarna and others have proved especially popular – but what are the benefits and risks of choosing to “buy now, pay later” at checkout? Read on for a rundown of everything you need to know about […]

For high school seniors and families of students evaluating their options when it comes to higher education, the Fall season is typically a time to prepare for the journey ahead. Part of the process is looking at the expenses involved in a four-year degree, a two-year community college program or other options to fund the […]

Adoption is a question of love, not money – but financial issues do play an important role in the adoption process.

Find current rate and fee information for all Harvard FCU products. Savings Rates A variety of deposit accounts including: Savings, Checking, Money Market, Individual Retirement…
Read more...

HUECU’s Fall Town Hall was virtually held on Friday, November 5th, with President and CEO Craig Leonard, who covered everything from HUECU’s November Matching Miracles initiative, where the Credit Union will be matching donations to our local Children’s Miracle Network hospital, Boston Children’s, to questions about loan services, credit card rewards, and membership benefits! Keep […]

It might be tempting to think we can’t “rewrite” our credit history, but there is a path forward. Credit history affects many parts of a person’s life – in all ages and stages. Whether you’re looking to rebuild credit after some bumpy experiences, or establishing credit for the first time, credit matters. Understanding options to […]

Learn to live your best money life! THRIVE, Harvard FCU's financial wellness program, brings award winning personal finance education and expertise to members. Learn about…
Read more...

Credit card debt, economic challenges, and a competitive labor market are just a few factors that can challenge how you think about your particular financial situation. The question is, how can you improve your financial fitness? Here are some steps from our partners at GreenPath Financial Wellness to get you thinking proactively about your financial future.

Providing care for an elder can be both emotionally and financially taxing. However, good preparation, open communication, and a sturdy budget can help. In the video below, our experts at HUECU outline some critical financial steps to take when caring for an elder. Watch below and keep reading for some helpful advice.

There’s lot to say about the complex process of buying a home, but selling a home can be equally challenging.

Shopping around for a new home often starts with shopping around for the right mortgage lender. A lender will be your financial partner throughout your homebuying journey, so it’s important to choose carefully. Working with the right lender can mean the difference between getting a good interest rate, getting important questions answered fast, and getting […]

If you’re an international student or employee who’s also a member of the Harvard University community – welcome! We all know that setting up finances in a new country can be a little tricky, so here’s a quick guide to savings accounts in the US for international residents.

Attending college isn’t cheap – and before you even get accepted, there are numerous costs associated with applying to schools. From SAT study sessions, to campus orientation visits, to college application fees, these pre-enrollment expenses can add up fast! In fact, some students are spending nearly $2,000 on college applications.

Most everyone knows that a mortgage is a loan you use to buy a home. But what about a reverse mortgage?

Welcome to Harvard Graduate Loan Exit Counseling! If you borrowed a Harvard Graduate Loan with Harvard FCU, your school may ask you to complete Exit…
Read more...

College students kicking off the academic year may notice an abundance of student credit card offers around this season. Thinking about getting a card? Start here!

Buying a home is always a big decision, with numerous aspects to consider – from location and size, to balancing wants versus needs, to saving up for a down payment.

The end of summer is a great time for a mid-year financial check-in. Before the school year starts and the holiday season really ramps up, take a few minutes to review your financial goals, your credit score, and other important aspects of your financial health.

International Account Opening Has Never Been Easier We understand that during this time it’s not possible for many international students to open their Harvard FCU…
Read more...

Road tripping is a great way to travel and sight-see — especially if you want to avoid long flights and busy airports. If you do it right, driving to your destination (or a few if you’re feeling ambitious) could even save you some money in comparison to what you would normally pay on airfare and […]

HUECU’s Summer Town Hall was held this past Friday, August 13th, with President and CEO Craig Leonard, who answered questions on everything from student loan forgiveness to HUECU’s new out-of-state mortgages! Keep reading for a brief recap and click here to view the full recording of the event.