An easy way to save automatically for a specific need.

Club Savings Accounts are single-purpose savings accounts are designed to help you save for specific expenses such as holiday shopping or vacations. The account works best when regular contributions are made throughout the year via payroll deduction. Then, on a scheduled date, the funds will transfer in one lump sum into your Harvard FCU savings account. There is a maximum balance of $10,000 on club accounts.

Features & Benefits:

  • $1.00 to open
  • Earns interest
  • Make regular deposits into your account via direct deposit or automatic transfer
  • Make additional deposits anytime
  • One-time automatic transfer to your Harvard FCU savings account
    –  November 1st for Holiday Clubs
    –  May 1st for Vacation Clubs
  • Once account is established, there’s no need to re-enroll, and you can start saving right away for next year!

Vacation Loan

If you need a little extra cash to make this year’s vacation the best ever, apply for the Vacation Loan from Harvard FCU!

Holiday Loan

With no waiting, no long applications, and no high-interest credit card bills to pay, our Holiday Loan will put some cheer back into your season.