Use your Harvard FCU savings to secure funds for today, without sacrificing what you’ve saved for tomorrow.

How It Works

  • Great way to establish, or re-establish good credit
  • Use funds for practically any purpose
  • $25,000 maximum borrowing amount
  • Your savings is released as you pay off your loan balance
  • Plus, you still earn interest on your account!

Share Savings Secured Loan

  • Secured by your funds in a Harvard FCU Share Savings account
  • Low fixed interest rate of 6.99% APR1
  • Terms up to 60 months

CD Secured Loan

  • Secured by your funds in a Harvard FCU Certificate of Deposit
  • Low fixed interest rate of 2% above certificate or 6.99% APR, whichever is higher
  • Terms up to the maturity of your certificate of deposit
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1. Annual Percentage Rate. Rates and terms are subject to change without notice.

2. Subject to Credit Approval and Membership with the Harvard Federal Credit Union. Certain restrictions may apply. Your rate will be determined by individual credit worthiness.

3. Funds equal to or greater than the loan amount must be available in your Primary Harvard Federal Credit Union account.

Loan Example: $1,000.00 loan at 6.99% for 60 months. Monthly payment is $19.80 with total finance charges of $187.79 and total repayment of $1,187.79.

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