Use your Harvard FCU savings to secure funds for today, without sacrificing what you’ve saved for tomorrow.

Cómo funciona

  • Great way to establish, or re-establish good credit
  • Utilizar los fondos para prácticamente cualquier propósito
  • $25,000 maximum borrowing amount
  • Sus ahorros se liberan a medida que va pagando el saldo de su préstamo
  • Plus, you still earn interest on your account!

Share Savings Secured Loan

  • Secured by your funds in a Harvard FCU Share Savings account
  • Low fixed interest rate of 6.99% APR1
  • Plazos de hasta 60 meses

Préstamo garantizado por CD

  • Secured by your funds in a Harvard FCU Certificate of Deposit
  • Low fixed interest rate of 2% above certificate or 6.99% APR, whichever is higher
  • Terms up to the maturity of your certificate of deposit
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1. Annual Percentage Rate. Rates and terms are subject to change without notice.

2. Subject to Credit Approval and Membership with the Harvard Federal Credit Union. Certain restrictions may apply. Your rate will be determined by individual credit worthiness.

3. Funds equal to or greater than the loan amount must be available in your Primary Harvard Federal Credit Union account.

Loan Example: $1,000.00 loan at 6.99% for 60 months. Monthly payment is $19.80 with total finance charges of $187.79 and total repayment of $1,187.79.

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