Personal & Specialty Loans
| Loan Type | APR1 as low as | Maximum Term | Maximum Amount | Estimated Monthly Payment (per $1,000 at maximum term) |
| Personal Loan/Debt Consolidation Loan | 9.74 %2 | Up to 60 Months | $35,000.00 | $21.12 |
| Holiday/Vacation Loan | 8.74 %2 | Up to 12 Months | $5,000.00 | $87.33 |
| Mass Save HEAT Loan | 0% | Up to 84 Months | $25,000.00 | $11.90 |
| Solar Loan | 9.74%2 | Up to 120 Months | $25,000.00 | $13.07 |
| Share Savings Secured Loan/CD Secured Loan | 6.99 % or 2% above certificate, whichever is higher | Up to the Maturity of the Certificate |
$25,000.00 | $19.80 |
| Overdraft Protection Line of Credit | 14.00 % | n/a | $5,000.00 | $25.003 |
1. Annual Percentage Rate.
2. Rates advertised are the lowest rates available and include APR minus .25% discount with automatic payment from a Harvard FCU Crimson or Smart Rewards Checking account. Your rate may vary from rate shown. Certain restrictions may apply. Subject to credit approval.
3. Your minimum payment will either be calculated based on 3% of the outstanding balance or $25.00, whichever is greater.