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Harvard FCU’s current Personal & Specialty Loan rates as of April 1, 2026.

Préstamos personales y especializados

Tipo de préstamo APR1 a partir de Plazo máximo Importe máximo Pago mensual estimado (por $1,000 al plazo máximo)
Préstamo personal/préstamo de consolidación de deudas 9.74 %2 Hasta 60 meses $35,000.00 $21.12
Préstamo para vacaciones/vacaciones 8.74 %2 Hasta 12 meses $5,000.00 $87.33
Préstamo Mass Save HEAT 0% Hasta 84 meses $25,000.00 $11.90
Préstamo solar 9.74%2 Hasta 120 meses $25,000.00 $13.07
Préstamo con garantía de ahorro compartido/Préstamo con garantía de CD 6,99 % o 2% por encima del certificado, lo que sea mayor Hasta el Vencimiento del Certificado
$25,000.00 $19.80
Línea de crédito de protección contra sobregiros 14.00 % n/a $2,500.00 $25.003

1. Annual Percentage Rate. Rates advertised are the lowest rates available and include APR minus .25% discount with automatic payment from a Harvard FCU Crimson or Smart Rewards Checking account. Advertised rates and terms are subject to change without notice. Such changes will only apply to applications taken after the effective date of the change.  
2. Subject to Credit Approval and Membership with the Harvard Federal Credit Union. Certain restrictions may apply. Your rate will be determined by individual credit worthiness. 3. Your minimum payment will either be calculated based on 3% of the outstanding balance or $25.00, whichever is greater.