At Harvard Federal Credit Union, we continually evolve our offerings to better serve our members.

While the products below are no longer available to new applicants, members who already have these legacy products may continue to enjoy and maintain them.
Interested in exploring our latest options? View our Checking Accounts page to compare features and find the right fit for you.

Crimson Checking

Crimson checking is Harvard FCU’s more traditional line of checking options, where you can waive the monthly maintenance fees1 with either a minimum balance3, direct deposit2, or a combination of both.

  • $10 monthly fee1 is waived with a single direct deposit of $2002 and with a minimum balance3 of $1,500 in checking or $10,000 in combined loans and deposits
  • Up to $20 in ATM surcharges9 refunded each month
  • Free ATMs
    • Unlimited Harvard FCU per month
    • 10 Non-Harvard FCU per month
  • Non-interest bearing
  • E-Statements required
  • 1,500 bonus points on a new Harvard FCU MasterCard®
  • Discounted rates on auto or personal loans with auto-pay
  • Free first order of checks
  • $5 monthly fee1 is waived with a single direct deposit of $2002 or 10 debit card purchases
  • Up to $10 in ATM surcharges9 refunded each month when 10 debit card purchases are made
  • Free ATMs
    • Unlimited Harvard FCU per month
    • 5 Non-Harvard FCU per month
  • Non-interest bearing
  • E-Statements required
  • 1,500 bonus points on a new Harvard FCU MasterCard®
  • Discounted rates on auto or personal loans with auto-pay
  • Free first order of checks

1. Fees will be waived until the end of the first full calendar month after account opening.
2. Direct Deposit determined by a single $200 incoming ACH within the month. 
3. Minimum Balance calculated as daily average.