Medical Professional Home Loan Program

Harvard FCU’s Medical Professionals Home Loan offers low down payment options and flexibility with underwriting, including how we consider student loan debt. If you’re a medical professional searching for a home, this loan might be just what you’re looking for!

  • Primary Residence Only
  • Property can be single family, condominium or planned unit development
  • Down payment as low as 3% for Purchase transactions.
  • No PMI Options available for purchase transactions
  • Programs available for First Time Homebuyers
  • Fixed Rate and Variable Rate Programs
  • Student loan debt for the eligible professional may be excluded from the debt-to-income ratio if the student debt is deferred for at least 12 months

Refinance options also available.

*Must also be eligible for membership

  • Medical Resident
  • Medical Fellow
  • Medical Doctor MD
  • Doctor of Dental Surgery DDS
  • Doctor of Dental Medicine DMD
  • Doctor of Optometry OD
  • Doctor of Ophthalmology MD
  • Doctor of Podiatric Medicine DPM
  • Doctor of Osteopathy DO
  • Pharmacist RPH
  • Chiropractor DC
  • Doctor of Veterinary Medicine

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