Smart banking with your smart phone.

Mobile Check Deposit allows you to deposit checks directly into your account simply by taking a picture of the check with your Apple or Android smartphone.

You can access the Mobile Check Deposit feature within the Harvard FCU Mobile App.

How It Works

  • Access the Mobile Check Deposit feature from the main menu.
  • Select the account where you would like the funds to go and type in the amount of the check.
  • Follow the prompts to take a picture of the front and back of your check.
  • Review, submit, and you’re done!

Getting Started

If you are already using the Harvard FCU Mobile App

  • Go to the top left menu
  • Click “Deposit Check”
  • Accept the disclosures and follow the instructions on the screen

Important Things to Know

  • Before taking a photo of your check, you must endorse it by signing the back of the check. Below your endorsement, write your Harvard FCU member number and the words “FOR MOBILE DEPOSIT ONLY TO Harvard FCU(The app includes helpful shortcuts to guide you through the photo deposit process. Please make sure to include all details and information referenced in the instructions here on this site.)
  • A maximum of $10,000 in checks may be deposited each business day.
  • Deposits made after 3:00pm (EST/EDT) will be processed on the following business day.
  • Harvard FCU’s standard Funds Availability policy applies to Mobile Check Deposits.