New Platinum Rewards+
From Harvard FCU

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1.5% cash back icon

IT JUST WORKS

Wouldn’t it be nice if the things that were supposed to make life easier just worked? Our new, contactless Platinum Rewards+ credit card just works. There are no hidden maintenance fees or confusing reward structures with this card. Access straightforward rewards that make life easier, like earning 1.5% cash back on all purchases—gas, groceries, travel, you name it. Open a new card today for low introductory rates and convenient rewards that just work!

OPEN AN ACCOUNT
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0.00 % INTRO APR1 ON
PURCHASES

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0.00 % INTRO APR3 ON
BALANCE TRANSFERS

CONVENIENCE THAT JUST WORKS

ONE CARD, ONE PAYMENT PER MONTH

Simplify and save with discounted balance transfers. Consolidate existing balances or transfer a high-rate balance in the first 90 days and pay 0.00 % intro APR for 12 months1. Pay a low, one-time 2% transfer fee, then make all your future payments toward one balance.

Plus, as a Credit Union member, it’s easy to make payments from your Harvard FCU checking or savings account through online banking, mobile banking, or at your nearest branch.

Contactless card icon

JUST TAP AND PAY

There’s no need to swipe and no need for pins. Convenient, contactless payments make life easier, thanks to safe and secure RFID technology.

REWARDS THAT WORK FOR YOU

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1.5% CASH BACK ON
EVERYTHING

Bonus points icon

EARN 10,000 BONUS
POINTS4

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MASTERCARD®
PLATINUM
REWARDS+ BENEFITS

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FREE ACCESS TO YOUR
FICO® CREDIT SCORE

No fees icon

NO ANNUAL FEE, NO
CASH ADVANCE FEE

Mobile account management icon

ACCOUNT MANAGEMENT
FROM ANY DEVICE

COMPARE WITH OUR OTHER CREDIT CARDS

PLATINUM REWARDS+

Platinum Rewards+ Credit Card
APPLY NOW
CHECK RATES

NO ANNUAL FEE

0.00 % INTRO APR

  • On purchases for the first 12 months2. After that, variable rates as low as 18.00 % to 18.00 % APR1.

EARN 10,000 BONUS POINTS

  • When you spend $500 in the first 90 days of card membership

Contactless Tap and Pay with RFID Technology

Includes EMV Chip Technology

Apple Pay compatible

BALANCE TRANSFERS

  • 2% fee
  • 0.00% for the first 12 months2

CASH BACK REWARDS3

Earn 1.5% Cash Back on everything, across the board:

  • Gas
  • Groceries
  • Travel
  • Everything Else
APPLY NOW

Terms & Conditions

PLATINUM REWARDS

Platinum Rewards Credit Card
APPLY NOW
CHECK RATES

NO ANNUAL FEE

0.00 % INTRO APR

  • On purchases for the first 12 months2. After that, variable rates as low as 16.99 % to 18.00 % APR1.

EARN 10,000 BONUS POINTS

  • When you spend $500 in the first 90 days of card membership

Includes EMV Chip Technology

Apple Pay compatible

BALANCE TRANSFERS

  • 2% fee
  • 0.00% for the first 12 months2

CASH BACK REWARDS3

  • 3% on Gas
  • 2% on Groceries
  • 1% on Everything Else

Travel and Merchandise rewards also available

APPLY NOW

Terms & Conditions

PLATINUM

Platinum Credit Card
APPLY NOW
CHECK RATES

NO ANNUAL FEE

0.00 % INTRO APR

  • On purchases for the first 12 months2. After that, variable rates as low as 14.99 % to 18.00 % APR1.

Includes EMV Chip Technology

Apple Pay compatible

BALANCE TRANSFERS

  • 2% fee
  • 0.00% for the first 12 months2
APPLY NOW

Terms & Conditions

1. After the 12-month promotional period ends, your APR will be 18.00 % to 18.00 %, based on creditworthiness. This APR will vary with the market based on the Prime Rate. The Annual Percentage Rate will be calculated by adding some margin (dependent on creditworthiness) plus the Prime Rate as published in the Wall Street Journal on the last Thursday of every month.

2. First year consists of the first 12 billing cycles.

3. 0.00 % introductory APR for 12 billing cycles following account opening on balance transfers.

4. When you spend $500 in the first 90 days. Click here to view the Platinum Rewards+ program details and Platinum Rewards program details. Subject to credit approval.