The tools you need for your small business!

At Harvard FCU, we’ve always been inspired by the entrepreneurial spirit of our members. We’re excited that we’ll now be able to contribute to the success of their small businesses. Checking Accounts and Savings Accounts are available now for you to grow your business and in the coming months we’ll be introducing small business loans and credit cards. Let us simplify your finances so you can focus on your business!
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Helpful Resources

Services

Everything you need for your small business, all in one place

Checking Accounts

Ready to build something impactful? Find a checking option that meets your unique needs.

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Savings Accounts

For a high-yield savings option, open a money market account or CD and watch the savings you set aside for your business grow.

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Small Business Loans

Loans and lines of credit tailored to your small business!

Coming first quarter 2025

Credit Cards

When running a business, convenience is key. Our business credit cards make that happen!

Coming first quarter 2025

Eligibility

Are You Eligible?

Find out if you and your business qualify for a Harvard FCU Business Banking account!

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Rates

Our Competitive Rates

View rates for all of Business Banking products!

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Documents

Required Documents

Find out which documents you need to open a Business Banking account with us.

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Schedule of Fees

No Hidden Fees

Check out the fees of specifics of your Business Banking accounts.

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Featured Rates

Business Money Market $50k+
 
4.25
%
APY*
12-Month Business CD
 
4.45
%
APY*
18-Month Business CD
 
3.75
%
APY*
View All Rates

Clover

from Fiserv

Harness the platform that powers your business! We’ve teamed up with Clover from Fiserv, a leading global provider of payments and financial technology solutions. Clover simplifies your operations with a payment processing system and business management solution tailored to meet the unique needs of restaurants, retailers and services businesses. Clover can help you:

  • Accept more types of payments including EMV® chip cards, Apple Pay® and Samsung Pay®
  • Protect your customers, business and reputation from fraud with built-in security
  • Generate more visits and more sales through mobile loyalty and rewards programs Uncover new insights and compare sales against competition within your market
  • Grow your business online and manage everything in one place
  • Manage inventory, employee schedules, payroll and more
  • Turn future credit card sales into working capital with Clover Capital – no fixed payment amount, no fixed term, no interest rate
Learn More

Open an account today!

Get started!

*Annual Percentage Yield. Rates on the above accounts may change after an account is opened. Fees may reduce earnings. Rates accurate as of 12/1/24. Insured by NCUA.