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Inner Page — Rate Table

International Students

Team	Rate Type	Rate
5 Year	Fixed
10 Year	Fixed	6.00%
15 Year	Hybrid	Fixed at 5.75% for first 5 years, variable at Prime + 1.50% for remainder of term

Origination fee of 2.50% for international loan program. The origination fee is equal to 2.50% of the amount disbursed and will be added to the loan amount at time of disbursement. For example, if the international graduate student requests $10,0 be disbursed on their behalf to Harvard University, the origination fee will be $250 and the total loan amount will be $10,250.

Program details: international fixed rate, international hybrid rate

Inner Pages – Table [3 columns] v2

International Students

Team	Rate Type	Rate
5 Year	Fixed
10 Year	Fixed	6.00%
15 Year	Hybrid	Fixed at 5.75% for first 5 years, variable at Prime + 1.50% for remainder of term

Program details: international fixed rate, international hybrid rate

Inner Pages — Accordion collapsible content

Estimate your closing costs

Inner Pages — Boxed content [2 columns]

Credit Union members enjoy top quality financial services with a level of personal service that you can’t get at a commercial bank.

Our full line of loan and deposit options mean that you will get everything you need right here. And whether you’re opening a checking account, applying for a mortgage, or just looking for some sound advice, our expert staff will make your CU experience easy and comfortable.

Member-owned

All it takes to join is a $5 deposit into your new Share Savings account. Why is it called a ‘share’ account? That $5 represents your ownership share in the Credit Union, because once you become an Harvard FCU member, you also become an owner.

Member for life

As a member-owner, you’re a member for life. That means if you decide to leave the Harvard community, you don’t have to leave behind the great benefits from your Harvard FCU membership.

Inner Pages — Boxed content [3 columns]

Credit Union members enjoy top quality financial services with a level of personal service that you can’t get at a commercial bank.

Member-owned

Member for life

As a member-owner, you’re a member for life. That means if you decide to leave the Harvard community, you don’t have to leave behind the great benefits from your Harvard FCU membership.

A family affair

Once you’re a member of Harvard FCU, everyone in your immediate family also becomes eligible. Better yet, once a family member joins, this same eligibility tree extends from them.

Inner Pages — Boxed content [2 columns]

Credit Union members enjoy top quality financial services with a level of personal service that you can’t get at a commercial bank.

Member-owned

Member for life

As a member-owner, you’re a member for life. That means if you decide to leave the Harvard community, you don’t have to leave behind the great benefits from your Harvard FCU membership.

Inner Pages — Boxed content [3 columns]

Credit Union members enjoy top quality financial services with a level of personal service that you can’t get at a commercial bank.

Member-owned

Member for life

As a member-owner, you’re a member for life. That means if you decide to leave the Harvard community, you don’t have to leave behind the great benefits from your Harvard FCU membership.

A family affair

Once you’re a member of Harvard FCU, everyone in your immediate family also becomes eligible. Better yet, once a family member joins, this same eligibility tree extends from them.

Inner Pages — Boxed content with CTA [2 columns]

Other Checking Options

Basic Checking

Looking for a bare-bones checking option?

Basic checking is your classic no frills, no fees account.8 Not a lot of added value here, just a simple account for simple needs.

Open an Account

College Life Account

Attention Undergrads:

If you’re looking for the best student banking experience, the Harvard FCU College Life Account is the best choice for your undergraduate education and beyond.

Open an Account

Inner Pages — Boxed content with CTA [3 columns]

Other Checking Options

Basic Checking

Looking for a bare-bones checking option?

Basic checking is your classic no frills, no fees account.8 Not a lot of added value here, just a simple account for simple needs.

Open an Account

College Life Account

Attention Undergrads:

If you’re looking for the best student banking experience, the Harvard FCU College Life Account is the best choice for your undergraduate education and beyond.

Open an Account

Varsity Life Account

The Varsity Life Account is

free checking account designed specifically for members ages 13-17. Teach your teen  valuable financial skills and help them build a strong foundation for the future.

Open an Account

Inner Pages — Boxed content with CTA [2 columns]

Other Checking Options

Basic Checking

Looking for a bare-bones checking option?

Basic checking is your classic no frills, no fees account.8 Not a lot of added value here, just a simple account for simple needs.

Open an Account

College Life Account

Attention Undergrads:

If you’re looking for the best student banking experience, the Harvard FCU College Life Account is the best choice for your undergraduate education and beyond.

Open an Account

Inner Pages — Boxed content with CTA [3 columns]

Other Checking Options

Basic Checking

Looking for a bare-bones checking option?

Basic checking is your classic no frills, no fees account.8 Not a lot of added value here, just a simple account for simple needs.

Open an Account

College Life Account

Attention Undergrads:

If you’re looking for the best student banking experience, the Harvard FCU College Life Account is the best choice for your undergraduate education and beyond.

Open an Account

Varsity Life Account

The Varsity Life Account is

free checking account designed specifically for members ages 13-17. Teach your teen  valuable financial skills and help them build a strong foundation for the future.

Open an Account

Inner Pages — Bullet point list

Key features

Competitive fixed and hybrid interest rate options
0.25% interest rate reduction for automatic recurring payments
No cosigner required (0.50% interest rate reduction with qualified cosigner)
Immediate conditional approval
Full deferment while enrolled at least half-time in a Harvard University graduate program
No prepayment penalties
U.S. bank account included with loan (at no additional cost)
Convenient loan closing locations throughout Harvard University campuses
Harvard FCU loans are eligible for JD LIPP, subject to LIPP guidelines, and other Harvard LRAP programs (10 year loan term required)

Inner Pages — Bullet point list [2 columns]

Key features

Competitive fixed and hybrid interest rate options
0.25% interest rate reduction for automatic recurring payments
No cosigner required (0.50% interest rate reduction with qualified cosigner)
Immediate conditional approval
Full deferment while enrolled at least half-time in a Harvard University graduate program
No prepayment penalties
U.S. bank account included with loan (at no additional cost)
Convenient loan closing locations throughout Harvard University campuses
Harvard FCU loans are eligible for JD LIPP, subject to LIPP guidelines, and other Harvard LRAP programs (10 year loan term required)

Inner Pages — Disclaimer

1. Fees will be waived until the end of the first full calendar month after account opening.
2. Direct Deposit determined by a single $200 incoming ACH within the month.
3. Minimum Balance calculated as daily average.
4. Closing Credit cannot be combined with any other offer including First-Time Home Buyer Credit or any other closing cost program offer.
5. Loan rate discount only available at time of application and will be .25% off of the qualified Annual Percentage Rate.
6. One-time add-on cannot exceed original purchase amount.
7. Free checks include standard check designs. Other designs available at additional cost.
8. Basic account is not a Crimson Checking and does not qualify for ATM benefits.
9. ATM surcharge refunds only apply to ATM’s located in the United States. For Crimson Essentials, the 10 debit card purchases must take place within the statement cycle period.

Inner Pages — Header + CTA [solid background + full width]

Ready to get started?

Join Now

Inner Pages — Icon/Heading/Text/CTA [3 columns]

Join

Becoming a Credit Union member is quick and easy using our Online Membership Application.

Learn More

Eligibility

Harvard FCU membership is available to many Harvard affiliated organizations. Find out if you qualify.

Learn More

New member guide

Just joined? This new member guide will help you get up and running with your Credit Union membership.

Learn More

Inner Pages — Icon/Heading/Text/CTA [4 columns]

Join

Becoming a Credit Union member is quick and easy using our Online Membership Application.

Learn More

Eligibility

Harvard FCU membership is available to many Harvard affiliated organizations. Find out if you qualify.

Learn More

New member guide

Just joined? This new member guide will help you get up and running with your Credit Union membership.

Learn More

Meet Harvard FCU

Learn more about the philosophy and structure unique to the Harvard Federal Credit Union.

Learn More

Inner Pages — Icon/Heading/Text/Link [3 columns]

Unrestricted Access

All Harvard FCU checking accounts include these other great options for convenient access to your account.

Online banking

Comprehensive tools for managing your financial life on your schedule.

Learn more

Mobile check deposit

Comprehensive tools for managing your financial life on your schedule.

Learn more

E-statements

Comprehensive tools for managing your financial life on your schedule.

Learn more

Inner Pages — Icon/Heading/Text/Link [4 columns]

Unrestricted Access

All Harvard FCU checking accounts include these other great options for convenient access to your account.

Online banking

Comprehensive tools for managing your financial life on your schedule.

Learn more

Mobile check deposit

Comprehensive tools for managing your financial life on your schedule.

Learn more

E-statements

Comprehensive tools for managing your financial life on your schedule.

Learn more

Debit MasterCard

Comprehensive tools for managing your financial life on your schedule.

Learn more

Inner Pages — Join the myHarvard FCU community / Social media [full width]

Join the myHarvard FCU Community

Inner Pages — Join the myHarvard FCU community / Social media [full width]

Featuring:

$0 Annual Fee

Welcome bonus:

Earn 10,000 bonus points

when you spend $500 in the first 90 days of Platinum Rewards card membership.

Apply Now

Learn More

Compare Cards

Inner Pages — Left Image / Right info block with CTAs [full width]

Featuring:

$0 Annual Fee

Welcome bonus:

Earn 10,000 bonus points

when you spend $500 in the first 90 days of Platinum Rewards card membership.

Apply Now

Learn More

Compare Cards

Inner Pages — Membership boxes

Build Your Membership

You’re already part-owner of Harvard FCU. Why not take advantage of all that the Credit Union has to offer?

Free checking made easy

A better way to bank, featuring simple terms and minimal requirements to waive monthly fees.

Add Account

Learn more

Earn cash back with every purchase

Earn 3% cash back on gas, 2% cash back on groceries, and 1% cash back on everything else. Plus, you’ll get 10,000 bonus points when you spend $500 within the first 90 days.

Add Account

Learn more

Add a touch of convenience

eStatements are the more convenient, eco-friendly option to receive your monthly statement. If you didn’t enroll in eStatements when you opened your account, follow these simple instructions.

Switch to eStatements

Direct deposit into your Harvard FCU account is a safe and easy way to ensure you get your money as quickly as possible. To setup direct deposit, simply provide your HR department with the following information:

Your Harvard FCU Member #
Harvard FCU’s Routing #: 211381738

Inner Pages — Paragraph text [full width]

A relationship you can trust.

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Mauris, orci, porttitor eu hendrerit viverra consectetur diam nulla ultrices. Id non et turpis nec blandit rutrum sagittis ut volutpat. Integer ut ut tempus imperdiet volutpat tempus sem cum amet. Neque, ullamcorper sagittis, ut ut laoreet urna nibh. Sed elit nulla amet dolor. Quisque eu dictumst facilisis ante. Purus cras ornare elementum quis ullamcorper enim facilisis sit. Tortor at velit eros cursus feugiat. Urna vitae facilisis nisi, urna et metus ut fusce ornare. Egestas varius ac arcu volutpat faucibus nullam ut faucibus consequat. Malesuada tortor sit ut amet nulla. Placerat tempus diam lobortis volutpat diam rhoncus libero, massa. Adipiscing id interdum risus in mollis.

Inner Pages — Paragraph text [left aligned]

A relationship you can trust.

Harvard FCU is proud to offer favorable loan options for Harvard graduate students. We strive to make your time at Harvard stress-free, by helping to meet your funding needs and simplifying the loan repayment process. You focus on your studies,and we’ll be here to alleviate your financial worries!

Inner Pages — Paragraph text with solid background [full width]

Support and Resources

Personal service is what separates Harvard FCU from the other guys. We encourage you to search the Harvard FCU knowledge base for answers, but if you don’t see what you’re looking for, or need further support, call us at 617-495-4460, email us at support@harvardfcu.org, or come in to any one of our branch locations.

Inner Pages — Sidebar [Right side]

Prequalification<br /> vs. Pre-Approval

Pre-qualification

Pre-Approval

Inner Pages — Simple content Title/Text [3 columns]

Member Services

Saving

In addition to traditional basic savings accounts, the Credit Union offers:

Borrowing

We offer a wide range of borrowing options, including:

Access

Harvard FCU members have several convenient options for accessing their accounts, including:

Inner Pages — Simple content Title/Text [4 columns]

Member Services

Checking

Harvard FCU offers a range of checking accounts with great features like:

Low or No monthly maintenance fees
Free ATMs
Debit Cards
Online Mobile Access
Student Checking
Youth Checking

Saving

In addition to traditional basic savings accounts, the Credit Union offers:

Borrowing

We offer a wide range of borrowing options, including:

Access

Harvard FCU members have several convenient options for accessing their accounts, including:

Inner Pages — Simple form

Need to get in touch with the Credit Union?

Inner Pages — Simple text [2 columns]

A relationship you can trust.

Quisque eu dictumst facilisis ante. Purus cras ornare elementum quis ullamcorper enim facilisis sit. Tortor at velit eros cursus feugiat. Urna vitae facilisis nisi, urna et metus ut fusce ornare. Egestas varius ac arcu volutpat faucibus nullam ut faucibus consequat. Malesuada tortor sit ut amet nulla. Placerat tempus diam lobortis volutpat diam rhoncus libero, massa.

Inner Pages — Testimonials [slider]

Testimonials

Banking is often a pain, but the service I continue to enjoy from Harvard FCU is a cut above.
Josh Peimer
member since 2018
Harvard FCU was the only financial institution that was willing to give me a chance to repair my credit. I am so pleased with the credit union.
Stacy Lawson
member since 2019
The staff is thoughtful and we feel good about having our money in a credit union instead of a large, corporate bank.
Cheryl Pappas
member since 2015
As a student I have been delighted with the services provided. The support is phenomenal and I would happily recommend Harvard FCU.
Joel Byman
member since 2017
Harvard FCU is a different type of bank. They provide resources and support to help guide me through important financial decisions.
Amy Zhang
member since 2016
I love how I was able to open my account and keep up with it online with an easy to navigate site!
Stephanie Johnson
member since 2020
Financing my new car with Harvard FCU allowed me to save and pay the loan off quickly. It’s great to be part of a member owned bank!
Corinne Espinoza
member since 2007
Never have I ever been turned away or not greeted warmly! I have come in person, I have called, even emailed!
Suzanne Danforth
member since 2006
Customer service is excellent. Even though I was several states away, I worked with a representative who did not give up until my issue was resolved.
Lisa Mauthe
member since 2012
Harvard FCU has been perfect during my time at college and beyond!
William Stainier
member since 2017
ELITE, E is for Efficient service, L is for Listens to customers, I is for community Involvement, T is for Trustworthy, and E is for Evolves.
Ann Lau
member since 2020
I joined 5 years ago and have been happy ever since! Their loan department was super helpful and made sure we were comfortable every step of the way.
Shirley Wai
member since 2016
I've been a loyal member since the 1980s. I love the friendly and personalized service. Such a different experience from the "big" banks!!
Louise Ryan
Member since 1985
Great rates for international transactions, convenient app, great service in person and over the phone!
Natalia L.
member since 2016
Care, love, support: all I need when I walk in these doors!
Jessica Dias-Jayasinghe
member since 2018
Harvard FCU is a great place to take your business. The staff are all kind and work quickly to help you with whatever you need.
Mary Cerra
member since 2004
Harvard FCU has been a wonderful bank with great customer service! It's so nice to know that my money is invested locally.
Alora Rando
member since 2019
I love the Harvard Square branch. They are always there to help in any way. So friendly and caring.
Dorothy Pacheco
member since 2001
I love credit unions and Harvard FCU is by far the best I've joined!
Tony Watt
member since 2017
If you want to bank somewhere that is friendly, helpful, and welcoming, Harvard FCU is the right choice!
Anne Gardsbane
member since 2001
The employees at the Credit Union have always answered questions and have been helpful in finding solutions.
Dorothy Spaulding
member since 1984
Truly amazing customer service and best products. A++. Highly recommend!
Jill Gurvey
member since 2006
I love banking with Harvard FCU. It's great being able to talk to a live, local human when I need help.
Lynne Doncaster
member since 2003
Harvard FCU's friendly staff and flexible opportunities has made for a hassle-free banking experience.
Nicholas Brennan
member since 2019
Harvard FCU is the best of the best.
Mai Huynh
member since 2000
Working at the Longwood Campus, but living closer to Harvard Square, I can say that the service at both branches has always been fantastic.
Sean Charles
member since 2018
Harvard FCU has been more than just a bank or an account - their customer service to help navigate the process of several loans has been incredibly helpful!
Sean Curran
Member since 2009
Harvard FCU has all the products and services I want, but it's the knowledgeable employees who have made me a loyal member.
Mark Boylan
member since 2017
Harvard FCU is by far the best credit union. The people and the product offerings are amazing!
Kathleen Rozek
member since 2002
The kind, professional people who work for Harvard FCU are my favorite people! They are always helpful! They are there for everyone!
Yvette LeClair
member since 2002
The customer service is beyond world-class! I am glad to be part of an institution that puts its members ahead of everything else.
Vinish Aravindakshan
member since 2020
Thank you Harvard FCU for the great banking experiences. If you are looking for a Relationship Bank meeting all your banking needs Harvard FCU is a go-to bank.
Lhakpa Bhuti
member since 2012
I've been a member of the Harvard FCU since the 1970s. Thank you Harvard FCU for a positive banking experience!
Elizabeth Porter
Member since the 1970's
I love, love, love Harvard FCU. The staff is friendly, knowledgeable and always willing to help and there is good information on the website.
Jenita Blair
member since 2001
I love this credit Union. The customer service is excellent. I also referred my daughter who is also having a great experience!
Patricia West
member since 2001
I love Harvard FCU! Harvard FCU shows the best of what cooperative banking can be.
Matt Wray
member since 2008
I love Harvard FCU because the staff are always COURTEOUS and HELPFUL. I truly appreciate the EASE of the application process for a loan or refinancing.
Glenda Best
member since 1994
I really love this bank. Banking here is like the era of "It's a Wonderful Life" experience. It is exclusive and feels it.
Cheda Martis
member since 2013
From the day I enrolled, to this day, I have been treated as though I am a part of your family. No matter what issue occurred, I felt unconditional support.
Pamela Beechinor
member since 2018
This institution has helped me with a lot of my financial needs. I love the credit union.  I always encouraged other people to join.
Charmaine Lawrence Henry
member since 2001
I feel grateful that Harvard FCU has been part of my graduate school journey. For an international student, having Harvard FCU as part of my process is such a blessing.
Naana Nkrumah-Ababio
member since 2021
I'm glad that I opened my account with Harvard FCU - the staff members are always friendly and helpful!!
Manami Uechi
member since 2018
As a family, we have benefited from this membership by getting great rates for car financing, traveling, including foreign travel and more.
Meryem Malik
member since 2019
Harvard FCU is not just a bank to me. It's an essential partner in the major milestones in my life! They've been there financially guiding me all along the way!
Olivia Percy
member since 2012
If I could give one piece of advice to new Harvard employees, it would be to join Harvard FCU!
Madeleine Straubel
member since 2011
Harvard FCU has made everything simple and convenient for me! They are always helpful and I thoroughly enjoy being a member.
Natalie McKennerney
member since 2015
Everything I’ve asked, the team has come through. I’m treated so much better than any bank.
Stephan Verardo
member since 2016
I love how easy it is to access my bank account. Their mobile apps make everything so accessible and I can always keep track of my expenses.
Li Fen Frothingham
member since 2018
Harvard FCU is all about human connection. Real people answer the phone, and real people are always available to discuss your financial options.
Miriam Perez-Putnam
member since 2016
As a forty year Mass General Hospital employee, one of the most important benefits is having the access to a world class credit union.
John Driscoll
member since 1985
In an age of bank conglomerates, I’m proud to be an Harvard FCU member. A bank with all of the benefits that treats its members well.
Meghan Stetson
member since 2011
I am so pleased with the outstanding customer service and the ease of connecting with an actual human when I have questions.
Ellen Boucher
Member since 2021
When I retired, I called Harvard FCU to see if I needed to change banking institutions and I was so happy when I was told, "once a member, always a member."
Mary Louise Corradino
Member since 2010
In my 10 years of adult banking, I have never come across a friendlier organization.
Satwik Mishra
Member since 2021
Wherever I have lived in the world I have been able to get in touch and get positive support from all of the Harvard FCU Team!
Maureen King
member since 1980
I’ve been with Harvard FCU over 20 years! They have been such a great bank for all my financial needs and everyone is always happy to help.
Sandra Wright
Member since 1999
Harvard FCU makes banking effortless! I know I will always find a kind representative on the other line when I call.
Lora Stoianova
member since 2014
From easy online banking to great customer service and refunds of ATM fees, Harvard FCU delivers on all promises!!
Elizabeth Donovan
member since 2013
I consider Harvard FCU as my family, I have been a member for 25-26 years and it has been my "go to" ever since
April Canlas
member since 1997
Harvard FCU is fantastic! The best customer service and great mobile apps!
Michael Huffman
member since 2015
The customer service at Harvard FCU is unmatched, which is one of the reasons we still bank with them despite having moved out of state!
Kaye Wierzbicki
member since 2008
I love Harvard FCU and the wide array of services they offer. My only regret is that I didn't switch sooner!
Walter Wrigley
member since 2019
Harvard FCU always has the best customer support and great rates!
Jeffrey Morgan
member since 2002
Our credit union is one of the smartest and best ways to make banking be a tool for your best life! You could not be in better hands!
Andrea Sabaroff
member since 2007
Even moving out of state, using Harvard FCU has been easy and convenient with mobile banking and the credit union network.
Katherine Aizpuru
member since 2014
Switching to Harvard FCU is the best decision we ever made. The staff is so friendly and the service is always quick, efficient, and personal.
Emily Lazowy
member since 2016
Harvard FCU has always been by my side to support my financial needs and goals! The staff always greets you with a smile and are happy to help in any way.
Sharon Gibson
Member since 1997
Harvard FCU hosts incredible and diverse webinars! I have learned so much about investing, homebuying, etc.
Melissa Zambrana
member since 2018
Harvard FCU helped me navigate financing my education, answering all my questions and making sure that I felt comfortable and secure.
David Romney
Member since 2018
I’ve had a wonderful experience with Harvard FCU. They offer a reliable, friendly, local service and great customer care!
Emma Kagan-Moore
member since 2015
Harvard FCU made it possible for me to be the first member of my family to earn a post-grad degree!
Michael Hornzell
member since 2019
Harvard FCU is the best banking experience I have ever had. I no longer use a traditional bank because Harvard FCU has exceeded my expectations.
Michelle Joseph
Member Since 2007
Harvard FCU has enabled the most meaningful moments of my life!
Pablo Maceiras
member since 2018
Harvard FCU has my back! I sing praises for compassionate, reliable banking.
Leslie MacPherson
member since 1989
Extremely responsive customer service and an easy-to-navigate app make Harvard FCU my #1 choice as an international student.
Bernard Koh
Member since 2021
Dealing with actual, nice, REAL people when you need customer service? That’s why I love Harvard FCU!
Richard Hinds
Member Since 2019
I love how I feel heard at Harvard FCU. I know that I am getting the best financial advice without any hidden agendas.
Jennifer Chin
Member Since 2018
It's not a bank! Harvard FCU reaches out with programs like home-buying seminars. It cares about its members and serves them.

 
Geoffrey Beach
Member since 1997
Harvard FCU is always managed efficiently - no lines, no forms to fill out for minor transactions. I love the friendly, capable staff. Thank you.
Timothy Brown
Member since 2009
I love the personal service. I also think the products are among some of the best offered, in terms of interest rates and credit score. 
Kathy Anderson
Member since 2012
Harvard FCU staff is friendly, the banking is simple, and your rates are great. This is a great service to all affiliates of Harvard.
Karim Galal
Member since 2013

Inner Pages — tabbed content [full width]

Adjustable rate mortgages (ARM)

Fixed rate mortgages

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Adjustable rate mortgages (ARM)

Fixed rate mortgages

Adjustable rate mortgages (ARM)

Fixed rate mortgages

Adjustable rate mortgages (ARM)

Fixed rate mortgages

Adjustable rate mortgages (ARM)

Fixed rate mortgages

Adjustable rate mortgages (ARM)

Fixed rate mortgages

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Fixed rate mortgages

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Fixed rate mortgages

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Fixed rate mortgages

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Fixed rate mortgages

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Fixed rate mortgages

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Fixed rate mortgages

Inner Pages – Featured Rates

Rates

Today's Featured Rates.

View All Rates

Inner Pages — Account comparison table [column layout]

Find out which checking account is best for you.

Crimson Elite

Minimum Balance³
of $5k in Checking OR $10k in Total Deposits

Free ATMs
Unlimited Harvard FCU per month
Unlimited Non-Harvard FCU per month

ATM Surcharges Refunded9
$50 per month

Earns Interest

E-Statements Available

Open an Account

Additional perks

$300 Mortgage Closing Credit⁴
2,500 bonus points on a new Platinum Rewards MasterCard
Discounted rates on Auto or Personal loans with Auto-pay⁵
Bonus rates on CDs
One-time add-on on CDs⁶
Unlimited free checks⁷

Crimson Advantage

Direct Deposit²
of $1,500 in Checking OR $10k in Loans

Free ATMs
Unlimited Harvard FCU per month
Unlimited Non-Harvard FCU per month

ATM Surcharges Refunded9
$20 per month

Non-interest bearing

E-Statements Required

Open an Account

Additional perks

$100 Mortgage Closing Credit¹
1,500 bonus points on a new Platinum Rewards MasterCard
Discounted rates on Auto or Personal loans with Auto-pay⁵
Free first order of checks⁷

Crimson Essentials

Direct Deposit²
OR 10 debit card purchases

Free ATMs
Unlimited Harvard FCU per month
5 Non-Harvard FCU per month

ATM Surcharges Refunded9
$10 per month with 10 debit card purchases

Non-interest bearing

E-Statements Required

Open an Account

Additional perks

$1,500 bonus points on a new Platinum Rewards MasterCard
Discounted rates on Auto or Personal loans with Auto-pay⁵
Free first order