Open a Smart Rewards Checking Account and be entered to win $500!*

What is Smart Rewards?

Smart Rewards Checking is a fee-free checking account that lets you choose between earning monthly cash back or premium interest on your balance.

Get started with the reward that’s right for you:

Enter promo code SMART when you open a new Smart Rewards Checking Account before 9/30/26 to be entered to win $500.

Terms and Conditions: To be eligible, individuals must establish a new Harvard Federal Credit Union (“Harvard FCU”) membership using the Promo Code “Smart” and open a new Smart Rewards Checking Account on or before September 30, 2026. Eligible members must meet all Smart Rewards Checking monthly qualification requirements for three (3) consecutive months following account opening and remain a Harvard FCU member in good standing at the time of prize fulfillment.
Two (2) eligible members will be selected at random to each receive a $500 cash prize. Winners will be selected and notified by Harvard FCU in January 2027. Each $500 prize will be deposited into the winner’s Harvard FCU Share Savings Account.
Normal membership eligibility and account-opening requirements apply. Limit one entry per eligible member. Odds of winning depend on the number of eligible entries received. Harvard FCU employees, officials, and members of their immediate households are not eligible to participate. Winners are responsible for any applicable federal, state, or local taxes.
Harvard FCU reserves the right to modify, suspend, or terminate this promotion as permitted by law. Terms and conditions are subject to change. Void where prohibited by law.