Referred members must open their new accounts and make five (5) transactions on their new Harvard FCU debit or credit card within the first 90 days or account opening. The charitable donation of $5 per referral will be paid on behalf of each member referral (up to $50 per member) regardless of whether the referee opens an account at the Credit Union.

*Terms and Conditions: Referred person must be a NEW member with no existing accounts at Harvard FCU including joint relationships. Former members qualify as a new member provided all their previous accounts were closed at least twenty-four (24) months prior to the new open date. New Member Bonus and Member Referral Bonus will be paid when new member opens an account by December 31, 2024 and completes five transactions on their new Harvard FCU debit or credit card within 90 days of account opening. Harvard FCU reserves the right to withdraw this offer at any time. New Member Bonus ($50) and Member referral ($50) will be deposited to Harvard FCU Shared Savings account within 30 days of when the new member qualifications are met (completes five transactions on their new Harvard FCU debit or credit card within 90 days of account opening). Referring member needs to be in good standing to receive the $50 incentive. There is no limit to the number of referrals a member can make. The charitable donation of $5 per referral will be paid on behalf of each member referral (up to $50 per member) regardless of whether the referee opens an account at the Credit Union. An individual cannot be referred more than once, even if they open multiple memberships. Normal membership eligibility requirements apply. Terms & conditions subject to change without notice. Applies to online account opening only.