Important Notice Regarding Your Personal Information

Download a PDF of Harvard FCU’s Privacy Policy here. Revised 04/2024.

FACTSWhat does Harvard University Employees Credit Union do with your personal information?
Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?The types of personal information we collect and share depend on the product or service you have with us. This information can include:
– Social Security number
– Account balances
– Payment history
– Transaction history
– Credit history
– Overdraft history
When you are no longer a member, we continue to share your information as described in this notice.
How?All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Harvard University Employees Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal informationDo we share?Can you limit this sharing?
For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YesNo
For our marketing purposes
to offer our products and services to you
YesNo
For joint marketing with other financial companiesYesYes
For our affiliates everyday business purposes
information about your transactions and experiences
NoWe don’t share
For our affiliates everyday business purposes
information about your creditworthiness
NoWe don’t share
For non-affiliates to market to youNoWe don’t share

To limit our sharingCall 617-495-4460 - our menu will prompt you through your choice(s)

Please note:

If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer a member, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?Call 617-495-4460 or email us at support@harvardfcu.org.

What We Do

How does Harvard University Employees Credit Union protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does Harvard University Employees Credit Union collect my personal information?We collect your personal information, for example, when you
– Open an account
– Provide your mortgage information
– Make deposits or withdrawals from your account
– Show your driver’s license
– Give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?Federal law gives you the right to limit only
– sharing for affiliates’ everyday business purposes - information about your creditworthiness
– affiliates from using your information to market to you
– sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?Your choices will apply to everyone on your account.

Definitions

AffiliatesCompanies related by common ownership or control. They can be financial and non-financial companies.
– Harvard University Employees Credit Union has no affiliates.
Non-affiliatesCompanies not related by common ownership or control. They can be financial and non-financial companies.
– Harvard University Employees Credit Union does not share with nonaffiliates so they can market to you.
Joint MarketingA formal agreement between nonaffiliated financial companies that together market financial products or services to you.
– Our joint marketing partners include insurance companies and providers of investment services