Certificates of Deposit1

Product Minimum to Open Dividend Rate APY*
3 Month CD $1,000 4.32 % 4.40 %
6 Month CD 4.37 % 4.45 %
9 Month CD 4.41 % 4.50 %
11 Month CD 4.46 % 4.55 %
12 Month CD 4.37 % 4.45 %
15 Month CD 3.93 % 4.00 %
18 Month CD 3.69 % 3.75 %
24 Month CD 3.59 % 3.65 %
36 Month CD 3.55 % 3.60 %
48 Month CD 3.50 % 3.55 %
60 Month CD 3.45 % 3.50 %

1. Early withdrawal penalties will be imposed for CD products, which will reduce earnings. The APY assumes principal and interest remain on deposit until maturity

Money Markets

Product Minimum to Open Dividend Rate APY* Minimum to Earn APY
$10 – $9,999 $1,500 1.00 % 1.00 % $10
$9,999 – $49,999 3.45 % 3.50 %
$50k+ 4.41 % 4.50 %

Savings

Product Minimum to Open Dividend Rate APY* Minimum to Earn APY
$10 – $9,999 $1,500 1.00 % 1.00 % $10
$10k+ 2.96 % 3.00 %

*Annual Percentage Yield. Rates on the above accounts may change after an account is opened. Fees may reduce earnings. Rates accurate as of November 7, 2024. Insured by NCUA.