New Platinum Rewards+
From Harvard FCU
IT JUST WORKS
Wouldn’t it be nice if the things that were supposed to make life easier just worked? Our new, contactless Platinum Rewards+ credit card just works. There are no hidden maintenance fees or confusing reward structures with this card. Access straightforward rewards that make life easier, like earning 1.5% cash back on all purchases—gas, groceries, travel, you name it. Open a new card today for low introductory rates and convenient rewards that just work!
0.00 % INTRO APR1 ON
PURCHASES
0.00 % INTRO APR3 ON
BALANCE TRANSFERS
CONVENIENCE THAT JUST WORKS
ONE CARD, ONE PAYMENT PER MONTH
Simplify and save with discounted balance transfers. Consolidate existing balances or transfer a high-rate balance in the first 90 days and pay 0.00 % intro APR for 12 months1. Pay a low, one-time 2% transfer fee, then make all your future payments toward one balance.
Plus, as a Credit Union member, it’s easy to make payments from your Harvard FCU checking or savings account through online banking, mobile banking, or at your nearest branch.
JUST TAP AND PAY
There’s no need to swipe and no need for pins. Convenient, contactless payments make life easier, thanks to safe and secure RFID technology.
REWARDS THAT WORK FOR YOU
1.5% CASH BACK ON
EVERYTHING
EARN 10,000 BONUS
POINTS4
MASTERCARD®
PLATINUM
REWARDS+ BENEFITS
FREE ACCESS TO YOUR
FICO® CREDIT SCORE
NO ANNUAL FEE, NO
CASH ADVANCE FEE
ACCOUNT MANAGEMENT
FROM ANY DEVICE
COMPARE WITH OUR OTHER CREDIT CARDS
PLATINUM REWARDS+
NO ANNUAL FEE
0.00 % INTRO APR
- On purchases for the first 12 months2. After that, variable rates as low as 18.00 % to 18.00 % APR1.
EARN 10,000 BONUS POINTS
- When you spend $500 in the first 90 days of card membership
Contactless Tap and Pay with RFID Technology
Includes EMV Chip Technology
Apple Pay compatible
BALANCE TRANSFERS
- 2% fee
- 0.00% for the first 12 months2
CASH BACK REWARDS3
Earn 1.5% Cash Back on everything, across the board:
- Gas
- Groceries
- Travel
- Everything Else
PLATINUM REWARDS
NO ANNUAL FEE
0.00 % INTRO APR
- On purchases for the first 12 months2. After that, variable rates as low as 16.49 % to 18.00 % APR1.
EARN 10,000 BONUS POINTS
- When you spend $500 in the first 90 days of card membership
Includes EMV Chip Technology
Apple Pay compatible
BALANCE TRANSFERS
- 2% fee
- 0.00% for the first 12 months2
CASH BACK REWARDS3
- 3% on Gas
- 2% on Groceries
- 1% on Everything Else
Travel and Merchandise rewards also available
PLATINUM
NO ANNUAL FEE
0.00 % INTRO APR
- On purchases for the first 12 months2. After that, variable rates as low as 14.49 % to 18.00 % APR1.
Includes EMV Chip Technology
Apple Pay compatible
BALANCE TRANSFERS
- 2% fee
- 0.00% for the first 12 months2
1. After the 12-month promotional period ends, your APR will be 18.00 % to 18.00 %, based on creditworthiness. This APR will vary with the market based on the Prime Rate. The Annual Percentage Rate will be calculated by adding some margin (dependent on creditworthiness) plus the Prime Rate as published in the Wall Street Journal on the last Thursday of every month.
2. First year consists of the first 12 billing cycles.
3. 0.00 % introductory APR for 12 billing cycles following account opening on balance transfers.
4. When you spend $500 in the first 90 days. Click here to view the Platinum Rewards+ program details and Platinum Rewards program details. Subject to credit approval.