Faster and cheaper international fund transfers

Harvard FCU has partnered with Wise to give you a cheaper and faster way to transfer your money overseas. Wise sends over $7 Billion a month in local payments to over 80 countries. When you transfer your money with Wise:

  • There are no hidden fees
  • It’s available 24/7
  • It’s fast – with over 80% of transfers settling within 24 hours, including weekends
  • It’s available in over 50 currencies

How to send money with Wise

1. Sign up for a Wise account

Sign up for a free account online or through their mobile app.

2. Choose the amount to send

Set the amount you want to transfer. Wise will show you the amount you’ll have to pay in fees upfront.

3. Add recipient’s bank details

Fill in the details of the recipient’s bank account.

4. Verify your identity

For some currencies, and for large transfers, Wise will ask for a photo of your ID.

5. Pay for your transfer

Send your money with a bank debit (ACH), wire transfer, or a debit or credit card.

6. That’s it!

Wise will take care of the rest. You can track your transfer in your account, and they’ll tell your recipient it’s coming.

*Please utilize the wiring instructions provided to you through Wise to complete the Domestic Wire Transfer form.


For support when utilizing Wise, visit

Your Wise account is established and maintained fully with Wise and Harvard FCU is unable to provide any direct assistance with that platform.