Encuentre una opción de cuenta corriente que satisfaga sus necesidades particulares.
Todas nuestras cuentas de cheques han sido diseñadas con condiciones sencillas y requisitos mínimos para no tener que pagar la cuota mensual de la cuenta. Basándonos en su relación financiera única, le asignaremos una cuenta que sea fácil de entender para que pueda acceder a todas las valiosas características sin coste alguno.
Explore your checking options below and get started with an exclusive Harvard FCU debit card!
Cuenta de cheques Smart Rewards
Con la cuenta de cheques Smart Rewards, no hay comisiones de mantenimiento de ningún tipo, sólo recompensas con las que puede contar. Hay 2 opciones para elegir, Cash-Back o Premium Interest.
- Sin cuota mensual nuncasin saldo mínimo y sin necesidad de depósito directo
- Obtenga sus recompensas cumpliendo 3 requisitos básicos cada mes: 12 compras con tarjeta de débito, 1 inicio de sesión en línea/móvil y recibir los extractos electrónicamente, ¡eso es todo!12
- Obtenga un 3% de devolución en efectivo10 en sus compras con tarjeta de débito, hasta 10 dólares al mes.
- Tipos de interés reducidos en préstamos personales o para automóviles con pago automático
- Up to $25 in ATM fees9 refunded each month
- Free ATMs unlimited at Harvard FCU locations
- 1,500 bonus points on a new Platinum Rewards or Platinum Rewards+
MasterCard® - Primera orden de cheques gratis
- Any member with a Smart Rewards Checking Account is eligible to open a Smart Rewards Savings account. With a Smart Rewards Savings account from Harvard FCU, members can earn 4.00 % APY on balances up to $25,00013.
Comprobación carmesí
Crimson checking is Harvard FCU’s more traditional line of checking options, where you can waive the monthly maintenance fees1 with either a minimum balance3, direct deposit2, or a combination of both. There are three Crimson checking account options:
- No se cobra la cuota mensual de 20 $1 si se tiene un saldo mínimo3 de 5.000 $ en cuenta corriente o 10.000 $ en depósitos totales
- Hasta 50 dólares en recargos de cajeros automáticos9 reembolsados cada mes
- Los titulares de la cuenta obtienen un aumento del 0,10% del APY en los CD6 que abran
- Cajeros automáticos gratuitos
- Unlimited Harvard FCU per month
- Unlimited Non-Harvard FCU per month
- Obtiene intereses
- Extractos electrónicos disponibles
- 2,500 bonus points on a new Harvard FCU MasterCard®
- Tipos de interés reducidos en préstamos personales o para automóviles con pago automático
- Un complemento único para los CD6
- Comprobaciones gratuitas ilimitadas
- $10 monthly fee1 is waived with a single direct deposit of $2002 and with a minimum balance3 of $1,500 in checking or $10,000 in combined loans and deposits
- Hasta 20 dólares en recargos de cajeros automáticos9 reembolsados cada mes
- Cajeros automáticos gratuitos
- Unlimited Harvard FCU per month
- 10 Non-Harvard FCU per month
- Sin intereses
- Se requieren declaraciones electrónicas
- 1,500 bonus points on a new Harvard FCU MasterCard®
- Tipos de interés reducidos en préstamos personales o para automóviles con pago automático
- Primer pedido de cheques gratuito
- $5 monthly fee1 is waived with a single direct deposit of $2002 or 10 debit card purchases
- Reembolso de hasta 10 dólares en recargos de cajeros automáticos9 cada mes cuando se realicen 10 compras con la tarjeta de débito
- Cajeros automáticos gratuitos
- Unlimited Harvard FCU per month
- 5 Non-Harvard FCU per month
- Sin intereses
- Se requieren declaraciones electrónicas
- 1,500 bonus points on a new Harvard FCU MasterCard®
- Tipos de interés reducidos en préstamos personales o para automóviles con pago automático
- Primer pedido de cheques gratuito
Otras opciones de cheques
Haven’t found what you’re looking for? Harvard FCU also offers these other accounts to meet your unique needs.
¿Busca una opción de cuenta corriente básica? La cuenta corriente básica es la clásica cuenta sin lujos ni comisiones.8 No hay mucho valor añadido, sólo una cuenta sencilla para necesidades sencillas.
Attention Harvard Undergrads: If you’re looking for the best student banking experience, the Harvard FCU College Life Account is the best choice for your undergraduate education and beyond.
La cuenta Varsity Life es una cuenta corriente gratuita diseñada específicamente para miembros de 13 a 17 años. Enseñe a su hijo adolescente valiosas habilidades financieras y ayúdele a construir una base sólida para el futuro.
Why Choose Harvard FCU?
Adiós a las comisiones de los cajeros automáticos
With a Harvard FCU Checking Account, you will have the freedom to use any ATM in the United States. Depending on which account you choose, you’ll get anywhere from $10 to $50 in ATM surcharges automatically refunded each month.9
Increíbles ventajas y descuentos
El objetivo de la cuenta de cheques es retribuir a los socios que apoyan a la Cooperativa. Por eso hemos incluido beneficios excepcionales como cheques gratuitos7, tasas de descuento en préstamos para automóviles5, además de bonificaciones especiales para tarjetas de crédito, hipotecas4, certificados de depósito6 y mucho más.
Temas relacionados
Tarjetas de débito
Todas las cuentas corrientes incluyen una tarjeta de débito.
Protección contra sobregiros
Explore las opciones de cobertura de sobregiro.
Volver a pedir cheques
Pida nuevos cheques en línea
¿Listo para empezar?
1. Fees will be waived until the end of the first full calendar month after account opening.
2. Direct Deposit determined by a single $200 incoming ACH within the month.
3. Minimum Balance calculated as daily average.
4. Closing Credit cannot be combined with any other offer including First-Time Home Buyer Credit or any other closing cost program offer.
5. Loan rate discount only available at time of application and will be .25% off of the qualified Annual Percentage Rate.
6. One-time add-on cannot exceed original purchase amount.
7. Free checks include standard check designs. Other designs available at additional cost.
8. Basic account is not a Crimson Checking and does not qualify for ATM benefits.
9. ATM surcharge refunds only apply to ATM’s located in the United States. The 10 debit card purchases must take place within the statement cycle period.
10. Smart Rewards Checking with Cash Back Rewards: When Smart Rewards qualifications are met during a Monthly Qualification Cycle, you will receive 3% cash back on debit card purchases that post and settle to the account during that cycle. A maximum of $10 cash back may be earned per Monthly Qualification Cycle. When your Smart Rewards account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your account on the last day of the current statement cycle.
11. Smart Rewards Checking with Premium Interest Rewards: When your Smart Rewards Checking with Premium Interest account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $10,000 in the account earn an APY of 3.00 % and daily balances over $10,000 earn a dividend rate of .10% on the portion of the daily balance over $10,000, resulting in a range from 3.00 % to 0.36% APY depending on the account’s daily balance. When your Smart Rewards Checking with Premium Interest account qualifications are not met, the entire daily balance in the account earns a dividend rate of .05% resulting in an annual percentage yield of .05% APY, and ATM withdrawal fees are not refunded. Dividends and ATM withdrawal fee reimbursements will be credited to your Smart Rewards Checking with Premium Interest account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 03/01/2023.
12. Qualifications: Transactions and activities must post and settle during the Monthly Qualification Cycle in order to qualify, which may take one or more days from the transaction. “Monthly Qualification Cycle” begins on the final day of the prior statement cycle and runs through the day prior to the last day of the current statement cycle. Visit harvardfcu.org for specific Monthly Qualification Cycle dates.
13. Daily balances up to and including $25,000 in your Smart Rewards Savings account earn a dividend rate of 3.93 % resulting in an APY of 4.00 % and daily balances over $25,000 earn a dividend rate of .10% on the portion of the daily balance over $25,000, resulting in a range from 4.00% to .88 APY depending on the daily balance in the Smart Rewards Savings account. When your Smart Rewards Checking account qualifications are not met, the entire daily balance in the account earns a dividend rate of .05% resulting in an annual percentage yield of .05% APY. APY = Annual Percentage Yield. APYs accurate as of 04/01/2023.