Sea cual sea su objetivo de ahorro, le ayudaremos a conseguirlo.
Cuentas de ahorro del club
Las Cuentas de Ahorro Club son una forma fácil de ahorrar automáticamente para una necesidad específica, incluyendo las compras navideñas y los gastos de viaje.
Certificados
With Harvard FCU’s Term Share Certificates, you’ll earn the Credit Union’s highest rates of return for committing to a longer-term savings.
Cuentas IRA
Las Cuentas Individuales de Jubilación ofrecen incentivos fiscales únicos, como el interés compuesto que crece con impuestos diferidos.
Cuentas del mercado monetario
With a Money Market Account from Harvard FCU you’ll earn higher rates for maintaining higher balance without giving up easy access to your funds.
Ahorros de recompensas inteligentes
¡Dale un gran impulso a tus ahorros sin inmovilizar tu dinero a largo plazo!
With a Smart Rewards Savings account from Harvard FCU, members can earn 3.75 % APY on balances up to $25,000.1
Cualquier miembro con una cuenta corriente Smart Rewards es elegible para abrir una cuenta de ahorros Smart Rewards.
To learn more about our Smart Rewards Checking and Smart Rewards Savings products, visit harvardfcu.org/smart-rewards.
Your money is safe with Harvard FCU
When you bank with Harvard FCU, you can be sure that your money will be secure and that the Credit Union will be there to help you reach your goals.
Seguridad
As a Harvard FCU member, the National Credit Union Administration (NCUA) federally protects your deposit dollars up to $250,000 for individual accounts and $250,000 per account owner for joint accounts. In addition, The Massachusetts Credit Union Share Insurance Corporation (MSIC) fully insures ALL excess deposits.
Conveniencia
Harvard FCU makes saving easy with surcharge-free ATMs and Shared Branch locations and an array of online and mobile services that can help you manage your accounts anywhere, anytime.
Orientación
Harvard FCU partners with GreenPath Financial Wellness to offer free financial counseling and education.
¿Listo para empezar?
1. Daily balances up to and including $25,000 in your Smart Rewards Savings account earn a dividend rate of 3.69% resulting in an APY of 3.75 % and daily balances over $25,000 earn a dividend rate of .10% on the portion of the daily balance over $25,000, resulting in a range from 3.75% to .43% APY depending on the daily balance in the Smart Rewards Savings account. When your Smart Rewards Checking account qualifications are not met, the entire daily balance in the account earns a dividend rate of .05% resulting in an annual percentage yield of .05% APY. APY = Annual Percentage Yield. APYs accurate as of May 1, 2025.