¿Por qué la vida universitaria?

Harvard Undergrads get the best financial services at their very own Credit Union. The Harvard University Credit Union’s College Life Account features loads of great perks and services. Check out the benefits!

Your College Life Account comes with some great perks!

  • Free checking with your choice of reward: Choose the Cash-Back option to earn 3% cash-back on your debit card purchases up to $10 every month. Choose the Premium Interest option to earn a 3.00% APY on balances of up to $10,000.
  • Free nationwide ATMs: Use any Harvard FCU or SUM program ATM completely free. If you get charged a fee for using another bank’s ATM, we’ll reimburse you up to $25 per month¹
  • Free incoming wires
  • Primer pedido de cheques gratuito
  • Free pass on three incidental fees2, including:

Stop Payments
Late Payments
International Card Usage
ATM/Debit Card Replacement
Statement or Check Copies
Deposited Item Returned
Money Orders

  • Convenient branch location in Harvard Square
  • Debit Card: Contactless and digital wallet ready (Apple Pay, Google Pay, Samsung Pay)
  • Mobile App: Pay people with Zelle®; Free FICO sore access; Mobile Deposits

Pero espera... ¡hay más!

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Harvard FCU Blog

Get timely tips and insight on financial issues that may impact you as a student on our Harvard FCU blog.


Educación financiera y talleres

A través de nuestros talleres, herramientas en línea y recursos en las sucursales, estamos comprometidos con la educación financiera de nuestros miembros.

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Asesoramiento financiero gratuito

Through Harvard FCU’s partnership with GreenPath Financial Wellness, you’ll have access to free financial counseling.

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1. Refunds will be credited to checking account at the beginning of each month. Domestic U.S. ATMs only.
2. Expire when account is migrated to a non-student checking option post-graduation.