Valor excepcional y condiciones sencillas.
COMPRAS
Ready to go shopping? Harvard FCU can get you pre-approved ahead of time so when you find the right vehicle, you’ll be all set to drive it home.
REFINANCIACIÓN
Already got a loan somewhere else? No problem! Whether you got it last week or last year, you could still save by moving it to Harvard FCU.
LEASE BUYOUT
Looking to buy out your lease? Harvard FCU can help with that, offering competitive rates and flexible terms.
Check Rates!
Harvard FCU offers the same low rates on new and used vehicles as well as some exceptional member discounts.
Adventure Awaits with Boat & RV Loans
Why go with a
Harvard FCU Auto Loan?
NOTABLEMENTE ASEQUIBLE
- Las mismas tarifas bajas en vehículos nuevos o usados
- Sin tasas de solicitud ni penalizaciones por pago anticipado
- Exceptional Member Discounts
Auto-Pay Discount: 0.25% off rate for Automatic Payment from a Harvard FCU Crimson or Smart Rewards Checking Account
Green Discount: 0.25% off rate for purchasing a hybrid or electric vehicle1
REFRESCANTEMENTE SIMPLE
- 115% Financing2
- Proceso rápido y sencillo
- Condiciones flexibles
- Cierre de préstamos a distancia
- Opción de aplazar el primer pago durante 60 días4
Préstamo verde para automóviles
SER VERDE PARA AHORRAR ALGO DE VERDE
If you plan to purchase a hybrid or electric (all-electric or battery-electric) new or used vehicle, you will receive a 0.25% rate discount on your already great Harvard FCU auto loan rate2. This is our small way of applauding your efforts to reduce your transportation carbon footprint!
PRESTACIONES
Además de estos grandes ahorros, la compra de un coche híbrido o eléctrico también:
- Ayudar a reducir los gases tóxicos de efecto invernadero, que contribuyen al cambio climático
- Ahorra dinero en gasolina
- Le hace potencialmente elegible para un crédito fiscal3
¿Listo para empezar?
Si ya ha presentado una solicitud:
1. The Green Auto Loan discount is only available to members that purchase a hybrid or electric (all-electric or battery-electric) vehicle.
2. Certain credit restrictions apply. 115% financing on auto loans is subject to credit review and a down payment could be required.
3. Please consult a tax advisor.
4. No Payment for 60 Days – Qualifying members may select to defer their first payment for 60 days from the loan funding date. Interest will accrue during the deferral period and this offer is subject to credit union approval. This is optional, you may start paying your loan off right away. This option is only for automobiles.
Loan Example: $1,000.00 loan at 6.99% for 60 months. Monthly payment is $19.80 with total finance charges of $187.79 and total repayment of $1,187.79.
Subject to credit approval and Membership with the Harvard Federal Credit Union. Certain restrictions may apply. Your rate will be determined by individual credit worthiness. Vehicle loans approved are subject to perfecting a security lien interest prior to loan closing on the pledged collateral. All owners of the vehicle will need to sign on the loan. We may not be able to offer financing on vehicles titled and registered in certain states outside of Massachusetts.
Used vehicle rates subject to age and mileage restrictions
We do not refinance our own auto loans.