Valor excepcional y condiciones sencillas.
COMPRAS
Ready to go shopping? Harvard FCU can get you pre-approved ahead of time so when you find the right vehicle, you’ll be all set to drive it home.
REFINANCIACIÓN
Already got a loan somewhere else? No problem! Whether you got it last week or last year, you could still save by moving it to Harvard FCU.
LEASE BUYOUT
Looking to buy out your lease? Harvard FCU can help with that, offering competitive rates and flexible terms.
Check Rates!
Harvard FCU offers the same low rates on new and used vehicles as well as some exceptional member discounts.
Presentamos los préstamos para barcos y vehículos recreativos.
Why go with a
Harvard FCU Auto Loan?
NOTABLEMENTE ASEQUIBLE
- Las mismas tarifas bajas en vehículos nuevos o usados
- Sin tasas de solicitud ni penalizaciones por pago anticipado
- Exceptional Member Discounts
Auto-Pay Discount: 0.25% off rate for Automatic Payment from a Harvard FCU Crimson or Smart Rewards Checking Account
Green Discount: 0.25% off rate for purchasing a hybrid or electric vehicle1
REFRESCANTEMENTE SIMPLE
- 115% Financing2
- Proceso rápido y sencillo
- Condiciones flexibles
- Cierre de préstamos a distancia
- Opción de aplazar el primer pago durante 60 días4
Préstamo verde para automóviles
SER VERDE PARA AHORRAR ALGO DE VERDE
If you plan to purchase a hybrid or electric (all-electric or battery-electric) new or used vehicle, you will receive a 0.25% rate discount on your already great Harvard FCU auto loan rate2. This is our small way of applauding your efforts to reduce your transportation carbon footprint!
PRESTACIONES
Además de estos grandes ahorros, la compra de un coche híbrido o eléctrico también:
- Ayudar a reducir los gases tóxicos de efecto invernadero, que contribuyen al cambio climático
- Ahorra dinero en gasolina
- Le hace potencialmente elegible para un crédito fiscal3
¿Listo para empezar?
Si ya ha presentado una solicitud:
1. The Green Auto Loan discount is only available to members that purchase a hybrid or electric (all-electric or battery-electric) vehicle. 2. In order to keep our rates competitive we do not refinance our own auto loans. 115% financing on auto loans is subject to credit review and a down payment could be required. 3. Please consult a tax advisor. 4. No Payment for 60 Days – Qualifying members may select to defer their first payment for 60 days from the loan funding date. Interest will accrue during deferral period and this offer is subject to credit union approval. This is optional, you may start paying your loan off right away. This option is only for automobiles.
Loan Example: $1,000.00 loan at 6.99% for 60 months. Monthly payment is $19.80 with total finance charges of $187.79 and total repayment of $1,187.79.
Sujeto a aprobación de crédito. Los préstamos para vehículos aprobados están sujetos a perfeccionar un interés de gravamen de seguridad antes del cierre del préstamo sobre la garantía pignorada. Todos los propietarios del vehículo deberán firmar el préstamo. Es posible que no podamos ofrecer financiamiento para vehículos titulados y registrados en ciertos estados fuera de Massachusetts.