Featured Home Loan rates as of July 19, 2024

Las tarifas mostradas son sólo a modo de ejemplo. Para ver las tarifas completas, haga clic aquí.

Los compradores de vivienda por primera vez obtienen un descuento del 0,125% en el tipo de interés, además de otras grandes ventajas y beneficios. Más información

Hipotecas

Tarifas** APR1 Pago por $1,000*
Fijo de 15 años conforme 6.500 % 6.578 % $8.71
Fijo de 20 años conforme 6.625 % 6.687 % $7.53
Fijo a 30 años conforme 7.000 % 7.049 % $6.65
Jumbo fijo de 30 años 7.250 % 7.266 % $6.82
5/1 ARM Contact our MLOs for more details
7/1 ARM
10/1 BRAZO

* Otras tarifas y términos disponibles. El pago por $1,000 no incluye impuestos ni seguro si corresponde. El monto real de su pago mensual puede ser mayor.

** Rates are effective July 19, 2024, and are subject to change at any time. Conforming Purchase loan sizes up to $766,550 on one-unit properties. For adjustable-rate mortgages, rate may increase.

1 TAE = Tasa Porcentual Anual. La tasa de porcentaje anual indicada anteriormente se basa en una relación préstamo-valor (LTV) del 80 %.

Harvard FCU is an equal opportunity lender. By state law, all applications for loans must be in writing. Other stipulations may apply. All rates and terms are subject to credit approval and may change without notice.

Línea de crédito hipotecario (HELOC)

Tarifas** APR1
HELOC 8.240 % 8.240 %
HELOC Especial 2 6.990 % 6,990 % por 12 ciclos de facturación; después 8.240

* La relación préstamo-valor (LTV) total no debe exceder el 80%.

**Rates are effective July 19, 2024, and are subject to change at any time. Home Owners Insurance is required. Minimum line amount $25,000.

1 APR = Annual Percentage Rate. Rate adjusted monthly according to Prime Lending Rate as published in the Wall Street Journal. Subject to credit approval. Maximum APR is 18%. Rates advertised are the lowest rates available and include .26% discount with automatic payment from an Harvard FCU checking account.

2 Después de los primeros 12 ciclos de facturación, la Tasa Porcentual Anual (APR) es variable. Después del período promocional, la tasa de interés se fijará el primer día de cada mes en un 0,26 % por debajo de la tasa preferencial publicada en el Wall Street Journal el último día hábil del mes anterior. La APR máxima que se puede aplicar en Líneas sobre el valor líquido de la vivienda es del 18,00%. Las tarifas y los términos están sujetos a cambios.

If you close the line within 24 months from date of note, you will reimburse Harvard FCU the amount of waived fees not to exceed $920. Adequate property insurance, and possibly flood insurance, is required. 1-4 family, owner-occupied primary residence properties and second homes only.

Harvard FCU is an equal opportunity lender. By state law, all applications for loans must be in writing. Other stipulations may apply. All rates and terms are subject to credit approval and may change without notice.

La tasa preferencial actual es del 8,50 %

Préstamo con garantía hipotecaria

Tarifas** APR1 Pago por $1,000*
5 años 6.625 % 6.625 % $19.62
10 años 6.875 % 6.875 % $11.55

* La relación préstamo-valor (LTV) total no debe exceder el 80%.

**Rates are effective July 19, 2024, and are subject to change at any time.

1 APR = Annual Percentage Rate. Other rates and terms available. Rates advertised are the lowest rates available and include a .25% discount with automatic payment from an Harvard FCU checking account. Actual rates may vary.

Harvard FCU is an equal opportunity lender. By state law, all applications for loans must be in writing. Other stipulations may apply. All rates and terms are subject to credit approval and may change without notice.