Business Banking Eligibility
If you are the sole owner of your business, you can use your individual eligibility to qualify your business for membership. To find out how you qualify, visit our eligibility page!
If you are not the sole owner of your business, there are two ways to qualify your business.
- Geographically: If your business is located in one of our eligible census tracts, it qualifies for membership. For a map of covered areas, click here, and to look up your address, click here!
- Become a SEG: The other way to qualify is to have your business become a SEG (Select Employee Group) within the Harvard FCU field of membership. This simple process will not only make your business eligible for Harvard FCU, but will also make all of your employees eligible to take advantage of our world-class consumer financial services.
Select the option that makes sense for you within the application, and we will take you through the process step by step.
To find your census tract, enter your address here.
Essex County, MA Census Tracts: 25009202104, 25009205200, 25009205500, 25009205600, 25009205700, 25009205800, 25009205900, 25009206000, 25009206100, 25009206200, 25009206400, 25009206500, 25009206600, 25009206700, 25009206800, 25009206900, 25009207000, 25009207100, 25009207200, 25009208301, and 25009208302
Middlesex County, MA Census Tracts: 25017336404, 25017339101, 25017339700, 25017339900, 25017341200, 25017341301, 25017341400, 25017341500, 25017341600, 25017341700, 25017341800, 25017341901, 25017341904, 25017342101, 25017342102, 25017342201, 25017342202, 25017342301, 25017342302, 25017342401, 25017342402, 25017342501, 25017342502, 25017342600, 25017350106, 25017350107, 25017350108, 25017350109, 25017351203, 25017351403, 25017351404, 25017351500, 25017352101, 25017352102, 25017352200, 25017352300, 25017352400, 25017352500, 25017352600, 25017352700, 25017352800, 25017352900, 25017353000, 25017353101, 25017353102, 25017353200, 25017353300, 25017353700, 25017353800, 25017353900, 25017354000, 25017354100, 25017357400, 25017359400, 25017370201, 25017370301, 25017370302, 25017370403, and 25017373100
Norfolk County, MA Census Tracts: 25021400100 and 25021400202
Suffolk County, MA Census Tracts: 25025000102, 25025000201, 25025000202, 25025000301, 25025000302, 25025000401, 25025000502, 25025000503, 25025000505, 25025000506, 25025000603, 25025000604, 25025000701, 25025000703, 25025000704, 25025000805, 25025000806, 25025000807, 25025010103, 25025010104, 25025010204, 25025010205, 25025010206, 25025010300, 25025010403, 25025010404, 25025010405, 25025010408, 25025010500, 25025020301, 25025020304, 25025030301, 25025030302, 25025040200, 25025040600, 25025040801, 25025050101, 25025050200, 25025050300, 25025050400, 25025050500, 25025050600, 25025050700, 25025050901, 25025051000, 25025051101, 25025060603, 25025060604, 25025060700, 25025061000, 25025061101, 25025061201, 25025061203, 25025070102, 25025070103, 25025070201, 25025070202, 25025070402, 25025070502, 25025070600, 25025070801, 25025070802, 25025070901, 25025070902, 25025071101, 25025071201, 25025080100, 25025080300, 25025080401, 25025080500, 25025080601, 25025080801, 25025080900, 25025081001, 25025081101, 25025081102, 25025081200, 25025081301, 25025081302, 25025081400, 25025081500, 25025081700, 25025081800, 25025081900, 25025082000, 25025082100, 25025090100, 25025090200, 25025090300, 25025090400, 25025090600, 25025090700, 25025090901, 25025091001, 25025091100, 25025091200, 25025091300, 25025091400, 25025091500, 25025091600, 25025091700, 25025091800, 25025091900, 25025092000, 25025092101, 25025092200, 25025092300, 25025092400, 25025100100, 25025100200, 25025100300, 25025100400, 25025100500, 25025100601, 25025101001, 25025101002, 25025101101, 25025101102, 25025110104, 25025110201, 25025110301, 25025110401, 25025110403, 25025120500, 25025130406, 25025140102, 25025140105, 25025140106, 25025140300, 25025140400, 25025160102, 25025160103, 25025160200, 25025160300, 25025160400, 25025160501, 25025160502, 25025160601, 25025160602, 25025170101, 25025170102, 25025170200, 25025170301, 25025170302, 25025170400, 25025170502, 25025170503, 25025170504, 25025170601, 25025170701, 25025170702, 25025170800, 25025180101, 25025980300, 25025981501, 25025981502, and 25025981800