Harvard FCU’s current Vehicle Loan rates as of July 1, 2024

Préstamos para automóviles: financiación de hasta el 110%1

Nuevos y usados APR2 a partir de Plazo máximo Importe máximo Pago mensual estimado (por $1,000 al plazo máximo)
7.99 %3 Hasta 72 meses 75.000 $ (nuevo) / 50.000 $ (usado) $17.53

Boat/RV Loans

Nuevos y usados

APR2 a partir de Plazo máximo Importe máximo Pago mensual estimado (por $1,000 al plazo máximo)
Up to 100% Financing1
8.24%3 Up to 10 Years $50,000.00 $12.26
9.24 %3 Hasta 20 años $50,000.00 $9.15
Up to 90% Financing1
8.24%3 Up to 10 Years $100,000.00 $12.26
9.24 %3 Hasta 20 años $100,000.00 $9.15

Si ya ha presentado una solicitud:

1. Se aplican ciertas restricciones de crédito para este programa. La financiación del 110% de los préstamos para automóviles está sujeta a la revisión del crédito y podría requerirse un pago inicial.

2. Tasa Anual Equivalente.

3. Rates advertised are the lowest rates available and include Reduced Relationship Rate criteria. Requires automatic payment from an Harvard FCU Crimson or Smart Rewards Checking account to receive the 0.25% rate reduction. Your rate may vary from the rate shown. Harvard FCU will not refinance our own automobile, or motorcycle loans. Current rates are subject to change at any time. Subject to Credit Approval. $75,000 loan amount is only offered on new vehicles. $50,000 maximum amount on used vehicles. 

4. El descuento del Préstamo Verde para Automóviles sólo está disponible para los afiliados que compren un vehículo híbrido o eléctrico (totalmente eléctrico o de batería).

5. Find new and used values online at NADA Guides. Harvard FCU offers lease buyouts for cars titled in Massachusetts only. We do not buy out 3rd party leases. We may not be able to offer financing on vehicles financed outside of Massachusetts. All vehicle loans approved are subject to perfecting a security lien interest prior to loan closing on the pledged collateral.  All owners of vehicle will need to sign on the loan.

Ejemplo de préstamo para automóvil nuevo o usado:

$1,000.00 loan at 7.99% for 72 months. Monthly payment is $17.53 with total finance charges of $262.04 and total repayment of $1,262.04.

Ejemplo de préstamo para barcos y vehículos recreativos:

Loan Example: $1,000.00 loan at 8.24% for 10 years (120 months). Monthly payment: $12.26. Total finance charge: $471.19. Total repayment: $1,471.19.

Loan Example: $1,000.00 loan at 9.24% for 20 years (240 months). Monthly payment: $9.15. Total finance charge: $1,196.53. Total repayment: $2,196.53.