Search Results for: loan

Many young professionals struggle to make student loan payments month after month. After all, debt management isn’t always easy; especially when you’re just starting out in your career. But there’s something that can help – student loan forgiveness programs.Student loan forgiveness refers to a number of different options dedicated to helping certain people remove some […]

Finishing college, settling into the career of your dreams and finding your ideal home are “checklist” moments for most of us as we walk the path of life. Perhaps you’re looking to move away from the place you grew up and experience life in the big city, or maybe you’re hoping to find the perfect […]

If you’re ready to purchase property, congratulations! Buying a home is one of the most important, not to mention exciting financial decisions you’ll ever make – so it’s a good idea to think carefully about what kind of property is best for you. For many people, that means deciding between a house, or a condo. […]

Nearly three in four students across the United States graduate from college with student loan debt, and around 60 percent of them don’t expect to fully pay off these loans until they’re in their 40s. So, if you’re currently managing the challenges of student loans repayment, you’re certainly not alone. Paying off student loans isn’t […]

Experts are predicting that 2018 will be another sellers’ market, meaning there are more people who want to buy a house than there are houses for sale. At the same time, mortgage rates are slowly but surely on the rise. All of this means that if 2018 is that year that you find a home […]

Are you worried about paying higher-than-average interest rates on your student loan? Are monthly loan payments stretching your budget too thin? Concerns about repaying your student loans can be a major source of stress, no matter how much money you owe. But there’s also some good news – you might be able to reduce your […]

If student loans are making you feel overwhelmed, you’re not alone. Here are five fundamentals everyone should know about student loan refinancing; so you can take control of your financial health and your student loans.

Managing student loans can feel overwhelming, but just remember – you’re not alone. There are now approximately 44.2 million Americans with student loan debt; collectively owing more than $1.45 trillion. What’s more, there are now a plethora of easy-to-use tools that can help you understand exactly what you owe, stay on top of your payments […]

Business Banking Fee Schedule Share Savings Account Maintenance1 $ 2.50 per month Abandoned Account Processing $ 50.00 (per account) Account Research $ 25.00 per hour…
Read more...

Services built to help your business start strong and grow confidently. Whether you're launching, scaling, or managing day-to-day operations, Harvard FCU provides the tools, transparency,…
Read more...

Join us for snacks and no-obligation financial advice at our branch at One Brigham Circle, 1614 Tremont Street in Boston. Stop in anytime and get your questions answered. Wednesday May 20, 9AM-2PM (in English & en español)  Meet the Mortgage Loan Officers and get your questions about mortgages and home equity answered. Thursday May 21, […]

You're special to us. Membership has its perks. As a part of the Harvard FCU community, you have access to exclusive offers that can help…
Read more...

Graduating college usually means more freedom, more responsibility, and a whole lot more life admin on your plate. The last thing you need is another checklist—so instead, we’ve compiled a financial “watch out!” list to help ensure your post-grad money matters stay in great shape. Keeping Up With Rent Many undergrads rely on student housing […]

Moving on from college is an exciting life event—and it’s also a time when money management may become a little trickier. From saving to credit to planning for emergencies, here are twelve financial tips for new grads.    Set Achievable Goals – Financial planning always feels more fulfilling when you’re working toward a goal. Choose an achievable aim (such as making loan payments on time, sticking to a budget or saving for a […]

At Harvard Federal Credit Union, we continually evolve our offerings to better serve our members. While the products below are no longer available to new…
Read more...

Reflection is critical to financial wellness. By taking a long hard look at what went well and what could have gone better in 2025, you’ll have a wealth of information to help support even more healthy financial growth next year. Here are six key questions to ask.  

With one small step every day, you’ll be well on your way to saving more, tackling debt, and meeting your financial goals in the new year.

Let’s talk about debt (we know, we know…but you’ll want to hear this).

High-interest debt is a top contributor to financial stress. This year, gift yourself financial peace by taking steps to get free from debt in 2026.

With so much financial advice available at the touch of a button, it’s easy to become overwhelmed when trying to manage your finances. Here are seven ways to keep it simple and find financial contentment by doing less.  

Jaden Craig’s First Line of Defense? Harvard FCU. On the field, Harvard quarterback Jaden Craig relies on his team to protect him. Off the field,…
Read more...

‘Tis the season to give thanks! The power of gratitude and positive thinking is well documented—including when it comes to your finances. So, as Thanksgiving nears, here are four financial habits to be grateful for.

Many people have the goal of achieving financial wellness—but in reality, it’s almost impossible to know everything there is to know about finances, much less live your life according to a strict list of money principles. But you know what? That’s okay! Financial wellness is a journey, not a destination. Here’s how to make the […]

If you are thinking about buying a new car, there is a new financial benefit on the horizon that may be worth keeping on your radar.Starting in the 2025 tax filing year, a new federal law will allow some borrowers to deduct the interest paid on qualifying auto loans – a first for many modern […]

What’s the difference between a bank and a credit union? Why do we have these two types of financial institution in the first place? Read on for a quick rundown of the history and purpose of credit unions, including and why having access to credit unions still matters today.  

A  Wells Fargo study found that 85% of parents believe they should have more conversations about good money habits with their kids, yet around one-third felt uncomfortable doing so.

Maybe you’re looking for a simple method to help you begin your budgeting journey, or maybe you’re a budgeting pro who wants more ways to save smartly. Either way, there’s a good chance that understanding the 50-30-20 budgeting framework could help you reach your financial goals sooner. 

The burden of debt. So many of us live with it.

The spooky season is upon us, and while fall frights can be plenty of fun—this time of year can also bring up some truly terrifying money mistakes. Read on to learn about the most common money mistakes which haunt people every autumn plus a few tips on how to avoid them.  

As the weather cools down, it’s the perfect time to warm up your financial routine. Here are five smart habits to help you stay on track: 1. Budget Weekly Try reviewing your spending weekly instead of monthly. It’s easier to stay on top of where your money’s going—and make adjustments sooner. 2. Live Within Your […]

Why It’s Smart to Tackle Credit Card Debt Now The holidays are a time of joy, family, and celebration—but they can also come with a big price tag. And if you’re already carrying credit card debt, the added pressure of seasonal spending can turn that financial burden into a full-blown snowball. In fact, even high-income households […]

Daily gingerbread lattes. A cute apple pie candle. All the Halloween décor you can fit in the car. No matter what autumn-themed goodies have caught your eye, one fact remains true: fall is the season for a splurge! Read on to learn what your autumnal splurges say about your spending style, and how you can […]

If you’re feeling overwhelmed by debt and struggling to make ends meet, the idea of bankruptcy might feel like both a last resort and a lifeline. And in some cases, it can offer the financial reset people desperately need. But it’s also a major financial step—one with long-term consequences—so it’s important to fully understand what you’re getting […]

With the blustery days of autumn whipping up colorful leaves and cool breezes, ‘tis the season to get cozy—and the season to spend some quality time fortifying your finances. Unsure where to start? Read on for five habits to strengthen your finances in the coming months.  

Why You Overspent This Month: Summer Spending Sneaks Up on Us Sunshine, longer days, and social events can lead to higher spending before we even realize it. Whether it’s travel, weddings, dining out, or keeping the kids entertained, summer can be a big budget killer.

Summer is a time for relaxing, exploring, and making the most of the sunniest season. Unfortunately, the easygoing days of summer are also a time when spending can get a little out of control. If you’re in need of an end-of-summer financial reset, here are five smart money moves to make before fall.  

August is National Wellness Month, otherwise known as the yearly opportunity to reflect on healthy habits and make self-care a priority. So, to celebrate, here are six ways to work toward financial wellness over the next few weeks. 

Did you know that Harvard Federal Credit Union membership is available to all Harvard affiliates, including faculty, staff, students, alumni and more? If you’re a Harvard University student looking for a trusted financial partner, here’s what you need to know about banking with Harvard FCU.

Why a Mid-Year Financial Cleanse Matters When you hear the word “cleanse,” you might think of juice detoxes or closet cleanouts—but have you considered a financial cleanse? 

Life happens—and when money gets tight, skipping a car payment can feel like a quick fix. But the short-term relief can come with long-term consequences, from credit score drops to losing your car altogether.