Staff Member Referral Program

Embrace the spirit of the holiday season by sharing Harvard FCU with your community. Now until the end of the year, when you refer friends and family and they join, you’ll both earn $100!  

We’ll also be making a year-end donation to Heading Home — $5 for every referral made, whether your referral becomes a member or not.

Here’s how it works:

1. You refer. Invite your friends or family to join Harvard FCU.

2. They join. They open a new membership, complete 5 debit or credit card transactions within 90 days, and set up a qualifying direct deposit.

3. You both earn $100! The bonus will be deposited directly into your Harvard FCU Shared Savings accounts.

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    Current Member Information

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    1st Referred Member

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    2nd Referred Member

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    3rd Referred Member

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    4th Referred Member

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    5th Referred Member

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*Terms & Conditions: The referrer must be a current Harvard FCU employee and a member in good standing. The referred person must be a new member with no existing or joint accounts at Harvard FCU. Former members qualify if all previous accounts were closed at least 24 months before reopening. Both the new member and the referring staff member will receive $100 when the new member opens an account by December 31st, 2025, completes five debit or credit card transactions within 90 days, and adds a qualifying direct deposit (incoming ACH). A qualifying direct deposit is a recurring electronic credit of your payroll, retirement, social security, or other recurring monthly income in the amount of at least $200.00 per calendar month. Bonuses are deposited within 30 days of meeting these requirements. Number of referrals made is limited to 5 per staff member, and each person can only be referred once. Terms and conditions subject to change; Harvard FCU may withdraw this offer at any time