Search Results for: loans

If you’re looking to save money in 2025—and who isn’t?—refinancing your loans could be a smart option. Read on for a quick rundown of what refinancing means, who is eligible, and how it can help you save money over the long term. 

Since March 2020, student loan payments have been on pause in order to give borrowers a little breathing room during the pandemic. However, the payment pause is expected to end sometime in 2023, and student loan payments will resume.

After almost three years of the unknown, federal student loan borrowers learned their fate recently when President Biden made a final decision to erase $10,000 to $20,000 for borrowers who matched certain criteria. This past September’s ruling left many perplexed and filled with additional questions. To bring clarity and help borrowers sift through the unknown, […]

With so much information available, it can be overwhelming trying to find answers to our financial questions. That’s why we launched our Thrive Ask the Experts webinars where members can submit their questions to our in-house experts.

At HUECU, we want to empower our members through the power of financial education. We recently launched our Ask the Experts series, where HUECU staff answers your questions via Zoom on various financial topics.

Do you need to pay for college and are wondering about your options? You’ve probably heard about federal and private student loans—but what are they exactly and how do they differ? Federal student loans are offered through the U.S. Department of Education, whereas private student loans are primarily offered by credit unions, banks, state agencies, […]

At HUECU, we want to empower our members through the power of financial education. That’s why we recently launched our Ask the Experts series, where HUECU staff answers your questions via Zoom on a various financial topics. Our inaugural webinar focused on Student Loans; our two experts Mel Martinez, Loan Servicing & Support Supervisor, and […]

Consolidating debt can be a critical financial tool to reduce your loan or credit card payments, boost your credit score, and give you more money in the bank. Read on for an FAQ that outlines everything you need to know about debt consolidation loans.

Many people are looking for options to help manage rising prices and financial uncertainties.

In need of urgent money? Harvard FCU makes it simpler for you We have prepared a personal loan that covers one-time expenses right away. Are…
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This blog post was written by Student Advisory Council member, David Gonzalez

Whether you’re hoping to take a big vacation, consolidate high-interest debt or plan the wedding of your dreams, taking out a personal loan or a personal line of credit could be a good way to pay for it. While both are popular choices for borrowers who want to access funds without turning to a credit […]

Your home is important. Let us help you find the right home loan to meet your needs.  Whether you're buying, refinancing, or tapping into your…
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When it comes to borrowing money, one option is to reach for a credit card. However, there are many situations where a card just won’t cut it—like if you need to borrow above your credit card limit, or you’re concerned about variable interest rates, or you’d simply prefer an alternative way to cover a one-time […]

This blog post was written by Student Advisory Council member, Meadow Hall

Paying off student loans represents a significant financial obligation, leaving many to wonder – is it a bad idea to buy a house if you’re still paying off student loans?

Curious to learn more about the ins and outs of borrowing money? Read on for an FAQ about interest rates, credit scores, monthly payments and more must-knows when it comes to taking out a loan.

With competitive rates and flexible terms, let your adventure begin! Dreaming of an RV for epic family road trips? Or maybe cruising across the lake…
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While all loans have the same basic idea – borrow now, pay later – there are key distinctions between the most common types of loans. Understanding the difference between a personal loan, a mortgage, debt consolidation and so on can help you decide what loan you should get, and when.

Summer is here — finally! And for many, that means some much-needed beach days with the family. It’s time to kick back, relax, and enjoy some happy moments. What better way to do that than cruising around on a boat or in an RV? Think of the epic memories! With HUECU’s new boat and RV […]

There are two different types of loans: secured loans and unsecured loans. Understanding the differences between the two is an important step in achieving financial literacy, and can have a long-term effect on your financial health. Basically, a secured loan requires borrowers to offer collateral, while an unsecured loan does not. This difference affects your […]

Limited Time HELOC Special: 5.99% for 12 months4. After the promotional period rate is set at .26% below the prime rate. Current rate would be…
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Exceptional value and straightforward terms. PURCHASING Ready to go shopping?  Harvard FCU can get you pre-approved ahead of time so when you find the right…
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Harvard Federal Credit Union, Application and Solicitation Disclosures: Harvard Graduate LoanHarvard Graduate Loan (MBA, Law, Medical, Dental)Flex Graduate LoanHarvard Chan Less Than Half-Time Program Parent…
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Domestic and international Harvard graduate students are eligible to apply for the Harvard Graduate Loan. As a domestic student, you may need to provide need…
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Use your Harvard FCU savings to secure funds for today, without sacrificing what you’ve saved for tomorrow. How It Works Great way to establish, or…
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Finance your educationApplying to college or starting a new career after graduation requires significant preparation. With an education loan, we’ll help you discover the financial…
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Choose from a variety of unique loan options that can be customized to fit your specific needs. Debt Consolidation Loan Instead of making multiple payments…
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A college degree can pave the way for a successful and financially secure future, but many people find themselves struggling to pay off the significant amount of student loan debt they accrued in order to get such a degree.

In most cases, if you are about to head off to college, you haven’t had to deal with certain levels of financial responsibility. Prior to turning 18, you shouldn’t have to think about mortgage payments, car payments, rising insurance costs, to name a few cash burdens. At least, that’s the hope.

If you’re ready to purchase property, congratulations! Buying a home is one of the most important, not to mention exciting financial decisions you’ll ever make – so it’s a good idea to think carefully about what kind of property is best for you. For many people, that means deciding between a house, or a condo. […]

Experts are predicting that 2018 will be another sellers’ market, meaning there are more people who want to buy a house than there are houses for sale. At the same time, mortgage rates are slowly but surely on the rise. All of this means that if 2018 is that year that you find a home […]