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FAQ: Debt in Collections

Dealing with debt is no easy matter. If you’re facing the prospect of collections due to unpaid debt, it’s important to understand what’s happening, what to expect, and what you should do next.

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Zelle FAQ

Zelle® is a fast, safe and easy way to send money directly between almost any bank accounts in the U.S., typically within minutes1. With just…
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EMV Chip Card FAQ

Learn the basics of EMV chip card technology. Your EMV chip card from Harvard FCU provides enhanced security features so you can shop and travel…
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Dispute FAQ for Cardholders

For Credit and Debit cards, you may call the dedicated dispute department 888-918-7341, Mon – Fri 7:00am – 10:00pm and Sat 7:00am – 6:00pm. After…
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Graduate Loans FAQ

Domestic and international Harvard graduate students are eligible to apply for the Harvard Graduate Loan. As a domestic student, you may need to provide need…
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Savvy Money

Staying on top of your credit score has never been easier. We've partnered with Savvy Money to provide you access to your credit score and…
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How to Dispute a Credit Report Error

A recent survey from Consumer Reports reveals that 44% of Americans have found at least one error on their credit report. These mistakes can seriously affect your credit score, making it harder to get approved for loans or credit cards, or even causing higher interest rates.

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Business Banking Eligibility

Business Banking Eligibility If you are the sole owner of your business, you can use your individual eligibility to qualify your business for membership. To…
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Credit Unions 101: State vs. Federal Charter

Smart financial management starts with understanding the institution that looks after your financial needs. Why might people choose a credit union to manage their financial needs, as opposed to a traditional bank, and what exactly is a credit union charter? Read on to learn more!

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Brand

We look forward to growing with you. HUECU will now be Harvard Federal Credit Union. Since our founding in 1939, we have always grown and…
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Preparing Your Taxes for Year-End

As the end of the calendar year approaches, here are six action items to consider if you’re looking to maximize tax advantages before December 31st.

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Frequently Asked Questions About Estate Planning

If you’re in the process of estate planning, or supporting a friend or family member to make important decisions about how they will pass on their assets, it’s natural to find yourself asking more than a few questions about the whole process. Read on for a few FAQs on estate planning, and be sure to […]

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Charitable Giving and Estate Planning

When making an estate plan, it’s important to consider who will inherit your money, retirement accounts, property and so on. Usually these assets go to family—but what if you want to leave a legacy by donating to charity? Here are six ways to work charitable giving into your estate plan.

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Digital Estate Planning

Protecting what you love takes planning! Thanks to a partnership with Gentreo, members have the opportunity to protect what they love with an easy, convenient and…
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Flex Graduate Loan

The Flex Graduate Loan is designed for students enrolled in a graduate degree program, and attending at least half-time at an eligible not-for-profit school. If…
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Home Buying Tips from an Attorney and a Home Inspector

HUECU’s annual THRIVE Home Buying Forum, which took place during the first week of March, was an exciting and educational initiative that aimed to guide first-time homebuyers through the complex process of buying a home. The four-day forum covered a broad range of topics, from current real estate market trends to the affordable path to homeownership. All presentations were recorded and can be accessed on […]

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Market Trends with Real Estate Agent and Appraiser

HUECU’s annual THRIVE Home Buying Forum, which took place during the first week of March, was an exciting and educational initiative that aimed to guide first-time homebuyers through the complex process of buying a home. The four-day forum covered a broad range of topics, from current real estate market trends to the affordable path to homeownership. All presentations were recorded and can be accessed on […]

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Financial Impacts of Being a Caregiver

Did you know that National Caregivers Day takes place every year on the third Friday in February? National Caregivers Day is an opportunity to celebrate the people who dedicate their time to caring for others. Being a caregiver is no easy task—and there are financial impacts, too.

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Car Subscription Services

From meal kits to streaming to restaurant loyalty programs, subscription services are on the rise. So why not car subscriptions, too? The car subscription market is expected to surpass $15.56 billion by 2030, as drivers continue to take advantage of this new, flexible way to access a vehicle.

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Online Payments

Making a payment to your Harvard FCU Loan is easy! Here are some simple payment instructions to follow depending on your source account and the…
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Lease Buyout Loan

Do you love your leased vehicle, but now it’s time to turn it in? Harvard FCU can help you stay in your car and buy…
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Student Organizations

Welcome to Harvard FCU! Accounts for Undergraduate and Graduate Student Clubs Harvard Federal Credit Union (Harvard FCU) is proud to be officially recognized as the…
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International Members

Welcome to Harvard FCU!  The Harvard Federal Credit Union (Harvard FCU) is Harvard University’s not-for-profit financial institution, exclusively serving Harvard University and its teaching hospitals.…
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Tax Considerations When Investing

Investing is an important way to prepare for the future – but what does it mean for your taxes? Read on for an FAQ about tax considerations to keep in mind when making investment decisions.

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What are Debt Consolidation Loans?

Consolidating debt can be a critical financial tool to reduce your loan or credit card payments, boost your credit score, and give you more money in the bank. Read on for an FAQ that outlines everything you need to know about debt consolidation loans.

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Installment Payments

Spend on your own terms.  The Installment Payments program from Harvard Federal Credit Union is a new way to spend where you’re in control. The…
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Money Management for Elders and their Caregivers

As we age, we may need to become caregivers to elders or prepare for others to become caregivers to us. In addition to healthcare considerations, there are also important financial considerations to be made. Here are a few important aspects of money management for elders and their caregivers to keep in mind.

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Personal Loans

In need of urgent money? Harvard FCU makes it simpler for you We have prepared a personal loan that covers one-time expenses right away. Are…
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CD Special

Reach your savings goals with a Certificate of Deposit from Harvard FCU! Now available for a limited-time at special rates, a CD is the perfect…
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What is a Loan Servicer?

A loan servicer is responsible for the administrative aspects of helping you to borrow and pay back a loan. The responsibilities of a loan servicer may include issuing monthly billing statements, collecting and processing loan payments, maintaining records, and being available to answer questions or assist with requests you have regarding your loan.

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Harvard University: Personal Finance Workshops

Join Harvard FCU's webinar series for Harvard employees designed to improve your financial wellness. Webinar series are hosted by Harvard University's Benefits and Work/Life offices.…
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FICO Score

Understand your credit with free access to your FICO® Score from Harvard FCU. Good credit can help you secure a personal loan, a mortgage, and…
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What to Know about Completing FAFSA for College Financial Aid

For high school seniors and families of students evaluating their options when it comes to higher education, the Fall season is typically a time to prepare for the journey ahead. Part of the process is looking at the expenses involved in a four-year degree, a two-year community college program or other options to fund the […]

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Foreign Currency Exchange

Over 80 different foreign currencies bought and sold. The Credit Union offers foreign currency exchange to both members and non-members for your travel purposes. We…
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Understanding IRAs

An individual retirement account or IRA is an investment account that enables individuals to save for retirement. There are many types of IRAs that might work for your financial situation. Here’s an overview from our partners at GreenPath Financial Wellness.

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Q&A: Answering Questions About Loans

Curious to learn more about the ins and outs of borrowing money? Read on for an FAQ about interest rates, credit scores, monthly payments and more must-knows when it comes to taking out a loan.

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What to Know About the Child Tax Credit

Families with dependent children are about to receive advanced payments as part of the American Rescue Plan’s expansion of the Child Tax Credit. On average, families who claim the Child Tax Credit for 2021 will receive up to $3,000 per qualifying child each year, paid out in monthly installments. A qualifying child is between 6 and 17 […]

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Personal Finance Sessions

The Boston Children's Hospital in collaboration with the Harvard Federal Credit Union (Harvard FCU) will host a webinar series for Boston Children's Hospital employees designed…
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What Should You do if Your Identity is Stolen?

With an estimated 1 in 3 Americans experiencing identity theft, it’s important to know what to do if your identity is stolen.

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Escrow Analysis Frequently Asked Questions

Here are some answers to frequently asked questions regarding escrow analysis. An escrow account is a fund set up on the borrower’s behalf to pay…
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